1. (a) General. You are entitled to child's benefits on the earnings record of an insured person who is entitled to old-age or disability benefits or who has died if—

   1. (1) You are the insured person's child, based upon a relationship described in §§ 404.355 through 404.359;
   2. (2) You are dependent on the insured, as defined in §§ 404.360 through 404.365;
   3. (3) You apply;
   4. (4) You are unmarried; and
   5. (5) You are under age 18; you are 18 years old or older and have a disability that began before you became 22 years old; or you are 18 years or older and qualify for benefits as a full-time student as described in § 404.367.
2. (b) [Reserved]

[44 FR 34481, June 15, 1979, as amended at 48 FR 21927, May 16, 1983; 60 FR 8146, Feb. 10, 1995; 61 FR 38363, July 24, 1996; 91 FR 16829, Apr. 3, 2026]