12 C.F.R. § 1209.80 – Inflation adjustments.

The maximum amount of each civil money penalty within FHFA's jurisdiction, as set by the Safety and Soundness Act and thereafter adjusted in accordance with the Inflation Adjustment Act, is as follows:

Table 1 to § 1209.80
U.S. Code citation	Description	Catch-up adjusted maximum penalty amount
12 U.S.C. 4636(b)(1)	First Tier	$14,575
12 U.S.C. 4636(b)(2)	Second Tier	72,876
12 U.S.C. 4636(b)(4)	Third Tier (Regulated Entity or Entity-Affiliated party)	2,915,057
12 U.S.C. 4585(b)(1)	Maximum penalty for failure described in section 1345(a)(1), for each day that the failure occurs	145,754
12 U.S.C. 4585(b)(2)	Maximum penalty for failure described in section 1345(a)(2), (3), or (4), for each day that the failure occurs	72,876

[90 FR 59965, Dec. 23, 2025]