23 CAR pt. 89, Subpart 1 – Generally | Midpage1Purpose2Applicability and scope3Definitions4Policy definitions and terms5Policy provisions6Minimum benefit standards for prestandardized Medicare supplement benefit plan policies or certificates issued for delivery prior to May 1, 19927Benefit standards for 1990 standardized Medicare supplement benefit policies or certificates issued or delivered on or after May 1, 1992, and with an effective date of coverage prior to June 1, 20108Benefit standards for 2010 standardized Medicare supplement benefit plan policies or certificates issued with an effective date of coverage for delivery on or after June 1, 20109Standard Medicare supplement benefit plans for 1990 standardized Medicare supplement benefit plan policies or certificates issued for delivery on or after May 1, 1992, and with an effective date of coverage prior to June 1, 201010Standard Medicare supplement benefit plans for 2010 standardized Medicare supplement benefit plan policies or certificates issued for delivery with an effective date of coverage on or after June 1, 201011Standard Medicare supplement benefit plans for 2020 standardized Medicare supplement benefit plan policies or certificates issued for delivery to individuals newly eligible for Medicare on or after January 1, 202012Medicare Select policies and certificates13Open enrollment14Guaranteed issue for eligible persons15Standards for claims payment16Loss ratio standards and refund or credit of premium17Filing and approval of policies and certificates and premium rates18Permitted compensation arrangements19Required disclosure provisions20Requirements for application forms and replacement coverage21Filing requirements for advertising22Standards for marketing23Appropriateness of recommended purchase and excessive insurance24Reporting of multiple policies25Prohibition against preexisting conditions, waiting periods, elimination periods, and probationary periods in replacement policies or certificates26Prohibition against use of genetic information and requests for genetic testing27Availability of Medicare supplement benefit plans to applicants with a disability