23 CAR pt. 84, Subpart 1 – Generally | Midpage

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Code of Arkansas Rules

Subpart 1

23 CAR pt. 84, Subpart 1

Generally

1Purpose 2Applicability and scope 3Definitions 4Policy definitions 5Policy practices and provisions 6Unintentional lapse 7Required disclosure provisions 8Required disclosure of rating practices to consumers 9Initial filing requirements 10Prohibition against post-claims underwriting 11Minimum standards for home health and community care benefits in long-term care insurance policies 12Requirement to offer inflation protection 13Requirements for application forms and replacement coverage 14Reporting requirements 15Licensing and producer training requirements 16Discretionary powers of commissioner 17Reserve standards 18Loss ratio 19Premium rate schedule increases 20Filing requirement 21Filing requirements for advertising 22Standards for marketing 23Suitability 24Prohibition against preexisting conditions and probationary periods in replacement policies or certificates 25Availability of new services or providers 26Right to reduce coverage and lower premiums 27Nonforfeiture benefit requirement 28Standards for benefit triggers 29Additional standards for benefit triggers for qualified long-term care insurance contracts 30Standard format outline of coverage 31Requirement to deliver shopper’s guide 32Penalties