Medicare Supplement Insurance Minimum Standards Regulation | Midpage

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Alabama Administrative Code

Chapter 482-1-071

Medicare Supplement Insurance Minimum Standards Regulation

Alabama Department of Insurance

482-1-071-.01Purpose 482-1-071-.02Authority 482-1-071-.03Applicability And Scope 482-1-071-.04Definitions 482-1-071-.05Policy Definitions And Terms 482-1-071-.06Policy Provisions 482-1-071-.07Minimum Benefit Standards For Pre-Standardized Medicare Supplement Benefit Plan Policies Or Certificates Issued For Delivery Prior To March 25, 1996 482-1-071-.08Benefit Standards For 1990 Standardized Medicare Supplement Benefit Plan Policies Or Certificates Issued For Delivery On Or After March 25, 1996 And With An Effective Date For Coverage Prior To June 1, 2010 482-1-071-.08-1Benefit Standards For 2010 Standardized Medicare Supplement Benefit Plan Policies Or Certificates Issued For Delivery With An Effective Date For Coverage On Or After June 1, 2010 482-1-071-.09Standard Medicare Supplement Benefit Plans For 1990 Standardized Medicare Supplement Benefit Plan Policies Or Certificates Issued For Delivery On Or After March 25, 1996 And With An Effective Date For Coverage Prior To June 1, 2010 482-1-071-.09-1Standard Medicare Supplement Benefit Plans For 2010 Standardized Medicare Supplement Benefit Plan Policies Or Certificates Issued For Delivery With An Effective Date For Coverage On Or After June 1, 2010 482-1-071-.09-2Standard Medicare Supplement Benefit Plans For 2020 Standardized Medicare Supplement Benefit Plan Policies Or Certificates Issued For Delivery To Individuals Newly Eligible For Medicare On Or After January 1, 2020 482-1-071-.10Medicare Select Policies And Certificates 482-1-071-.11Open Enrollment 482-1-071-.12Guaranteed Issue For Eligible Persons 482-1-071-.13Standards For Claims Payment 482-1-071-.14Loss Ratio Standards And Refund Or Credit Of Premium 482-1-071-.15Filing And Approval Of Policies And Certificates And Premium Rates 482-1-071-.16Permitted Compensation Arrangements 482-1-071-.17Required Disclosure Provisions 482-1-071-.18Requirements For Application Forms And Replacement Coverage 482-1-071-.19Filing Requirements For Advertising 482-1-071-.20Standards For Marketing 482-1-071-.21Appropriateness Of Recommended Purchase And Excessive Insurance 482-1-071-.22Reporting Of Multiple Policies 482-1-071-.23Prohibition Against Preexisting Conditions, Waiting Periods, Elimination Periods And Probationary Periods In Replacement Policies Or Certificates 482-1-071-.24Prohibition Against Use Of Genetic Information And Requests For Genetic Testing 482-1-071-.25Separability 482-1-071-.26Effective Date 482-1-071-AAAppendix A Reporting Form For Calculations Of Loss Ratios 482-1-071-ABAppendix B Form For Reporting Duplicate Policies 482-1-071-ACAppendix C Disclosure Statements