187 A. 819 | Pa. Super. Ct. | 1936
Argued October 2, 1936. Section 1 of the Act of July 1, 1935, P.L. 503 — commonly known as the Deficiency Judgment Act — provides: "That in all cases where a bond and mortgage, or any other obligation securing or guaranteeing the payment thereof, is or has been given for the same debt, the real property, bound by such bond and mortgage, shall first be proceeded against and sold on execution, and the amount of the deficiency judgment ascertained, as hereinafter provided, before any other real property of the mortgage debtor may be attached, levied on or sold for the debt secured by such bond and mortgage, and before any property, real or personal, of any such other person may be sold for the debt secured by such bond and mortgage."
The appellant building and loan association, which became the owner of certain real estate, subject to a mortgage held by the appellees, the plaintiffs herein, in consideration of an extension of the mortgage, agreed in writing to assume and make prompt payment of the principal and interest of the mortgage.
On default by appellant, plaintiffs sued and recovered a judgment on this agreement, and issued an attachment execution on the judgment, summoning the First National Bank of Philadelphia as garnishee. Defendant thereupon filed a petition to dissolve the attachment and to restrain execution until appellees complied *595 with the provisions of the Deficiency Judgment Act aforesaid, as interpreted by defendant. A rule was granted which was subsequently discharged. Defendant appealed.
Appellant contends that the section of the Act above quoted should be construed and interpreted as if the words `or attached' were added to the word `sold' in the final clause of the section, so that the last three lines would read, "and before any property, real or personal, of such other person may be sold orattached for the debt secured by such bond and mortgage."
As the Act is in derogation of the common law it should not be extended beyond its plain and express provisions: Guthrie's Est.,
We could, if it were deemed necessary, present reasons which might have moved the legislature to adopt the language which it used in preference to that urged upon us by appellant; but it is unnecessary to enter into further discussion of the matter, for our Supreme Court in the very recent case of Beaver County B. L. Assn. v. Winowich,
It is true that section 12 of the Act of 1935 provides: "The provisions of this act shall be severable, and if any of the provisions shall be held to be unconstitutional, such decision shall not affect the validity of any of the remaining provisions of this act. It is hereby declared as the legislative intent that this act would have been adopted had such unconstitutional provision not been included therein." But section one of the act includes the definite provision that "the amount of the deficiency judgment [shall be] ascertained as hereinafter provided before . . . . . . any property, real or personal, of any such other person may be sold for the debt secured by such bond and mortgage." They are thus so tied up together that the striking down of the deficiency judgment provision carries with it the whole section.
The order is affirmed. *597