Cynthia HORNER, Plaintiff-Appellant, v. MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.; et al., Defendants-Appellees.
No. 12-16398
United States Court of Appeals, Ninth Circuit.
Filed OCTOBER 5, 2017
Submitted September 26, 2017 **
Allison Schmidt, Esquire, Allison Schmidt, Akerman LLP, Las Vegas, NV, for Defendants-Appellees.
Before: SILVERMAN, TALLMAN, and N.R. SMITH, Circuit Judges.
MEMORANDUM *
Cynthia Horner appeals pro se from the district court’s judgment dismissing her diversity action alleging deceptive trade practices arising out of foreclosure-related proceedings. We have jurisdiction under
The district court properly dismissed Horner’s Nevada Deceptive Trade Practices Act (“DTPA”) claim because Horner did not allege facts sufficient to show that defendants’ allegedly deceptive practices related to goods or services. See Dowers v. Nationstar Mortg., LLC, 852 F.3d 964, 972 (9th Cir. 2017) (noting that “a real estate loan is neither a good nor a service within the meaning of [the DTPA]” and predicting that the Nevada Supreme Court will hold that the DTPA does not regulate real estate loans); Orkin v. Taylor, 487 F.3d 734, 741 (9th Cir. 2007) (if the state’s highest court has not addressed an issue, federal courts must predict how the state’s highest court would decide); see also
The district court did not abuse its discretion in declining to grant Horner leave to amend the DTPA claim because amendment would be futile. See Lopez v. Smith, 203 F.3d 1122, 1130 (9th Cir. 2000) (setting forth standard of review and explaining that leave to amend can be denied if amendment would be futile).
We reject as without merit Horner’s contention that the district court abused its discretion by deciding defendants’ motion to dismiss on the briefs and not providing Horner an opportunity to conduct discovery. See
We do not consider matters not specifically and distinctly raised and argued in the opening brief, or arguments and allegations raised for the first time on appeal. See Padgett v. Wright, 587 F.3d 983, 985 n.2 (9th Cir. 2009).
AFFIRMED.
** The panel unanimously concludes this case is suitable for decision without oral argument. See
