Lead Opinion
OPINION
delivered the opinion of the court,
We granted permission to appeal in this case to address whether a'joint tenancy with an express right of survivorship can be severed by the unilateral actions of one of the co-tenants. The owner of the property at issue in this appeal executed a deed conveying the property to herself and to her son in a joint tenancy with right of survivorship. The same grantor later executed a quitclaim deed granting her interest in the property to her grandson (the son’s child). After the grantor died, the son filed a declaratory judgment action against the grandson, claiming that the son was the rightful owner of the property in fee simple as the surviving joint tenant under the first deed. In response, the grandson asserted that the grantor’s second-deed severed the joint tenancy, conveyed the grantor’s one-half interest to him, and destroyed the son’s right of survivorship. The trial court granted the son’s motion for summary judgment, and the Court of Appeals affirmed. We reverse. Following the common-law doctrine of severance, we hold that a joint tenancy with an express right of survivorship may be severed by the unilateral action of one of the co-tenants, and that doing so converts the estate into a tenancy in common and destroys the survivorship interests of the original joint tenants. In this case, the grantor’s second deed, conveying her interest in the property to the grandson, severed the joint tenancy and destroyed the son’s right of sur-vivorship, so the son and the grandson own the property in equal parts as tenants in common.
Factual and Procedural Background
In April 2006, James and Molly Bryant, husband and wife, purchased property on Hadley Avenue in Old Hickory, Davidson County, Tennessee (“the Property”), In February 2009, James Bryant died, and Molly Bryant became the sole owner of the Property.
A few months after Mr. Bryant’s death, on June 9, 2009, Ms. Bryant executed a quitclaim deed that conveyed the Property to herself and her son, Plaintiff/Appellee Darryl Bryant, Sr. (“Son”), as joint tenants .with an express right of survivorship. The deed to Ms. Bryant and Son states: “I, Molly Bryant, a widow, have this day bargained and sold, and do hereby transfer and convey unto Molly Bryant and Darryl Bryant[, Sr.,] for the purpose of creating a joint tenancy with right of survivorship, ... all my estate, right, title, interest and claim in and to [the Property].”
Just over a year later, on September 2, 2010, Ms. Bryant executed another quit
In November 2013, Ms. Bryant died at the age of eighty-nine. At the time of Ms. Bryant’s death, Grandson was living with her in the home on the Property.
In July 2014, Son filed a complaint against Grandson in the Chancery Court of Davidson County, Tennessee, seeking a declaratory judgment, and possession of the Property. In the complaint, Son averred that, because the June 2009 quitclaim deed granted Son a right of survivor-ship, he became the sole owner of the Property in fee simple upon Ms. Bryant’s death. He asserted, “The only interest that [Ms. Bryant] conveyed to [Grandson] was her survivorship interest whereby she would own the Property if she survived [Son].”. Thus, Son contended, upon Ms. Bryant’s death, Grandson was left with no interest in the Property, Son asked the trial court to enter “an order declaring that the Property is now vested entirely in [Son] and that [Grandson] has no ownership in the Property, legal or equitable, whatsoever.” Son also sought an order requiring Grandson to vacate the Property. Soon after filing the complaint, Son filed a motion for summary judgment claiming that, on the undisputed facts, he was entitled to judgment as a matter of law.
In response, Grandson filed a motion to strike Son’s summary judgment motion and to dismiss the complaint for failure to state a claim upon which relief could be granted. See Tenn. R. Civ. P. 12,02(6). Grandson claimed in his motion that, in the September 2010 deed, Ms. Bryant conveyed to- him her one-half interest in the property and that this conveyance severed Son’s right of survivorship. Grandson asserted that Son’s complaint was “based on an improper legal premise that the co-tenants in a Joint Tenan[cy] with the Right of Survivorship are not at liberty to unilaterally terminate the Right of Surviv-orship.” He contended that, when Ms. Bryant conveyed her interest to him (Grandson), Son and. Grandson became equal owners in the Property as tenants in common. The trial court denied Grandson’s motion to dismiss and scheduled a hearing date for Son’s summary judgment motion.
In October 2014, the trial court conducted the scheduled hearing on Son’s motion for summary judgment.
The Court of Appeals affirmed the trial court’s decision, albeit on a different basis. Bryant v. Bryant, No. M2014-02379-COA-R3-CV,
Issues and Standard of Review
On appeal, Grandson presents four issues for our review:
1. Under Tennessee law, what are the characteristics of a joint tenancy with a right of survivorship? How may the right of survivorship be terminated in a joint tenancy?
2. Does the grantor’s creation of a joint tenancy give rise to any contract rights between the joint tenants as suggested by the trial court?
3. Does the derivation clause in a deed show intent of the grantor as suggested by the Court of Appeals?
4. When two parties hold real property located in Tennessee as “joint tenants with right of survivorship,” and one of those parties independently conveys all “interest, right, and title” to a third party, what is the resulting estate in land between the original joint tenant and the third party?
We perceive the pivotal issue to be whether the joint tenancy, with an express right of survivorship established in the June 2009 deed was severed by the actions of Ms. Bryant in executing the September 2010 deed to Grandson. If so, Son and Grandson own the Property in equal parts as tenants in common. If not, Son now owns the Property in fee simple as the surviving joint tenant under the June 2009 deed.
This appeal arises out of the trial court’s grant of summary judgment, so we review the trial court’s decision de novo
Analysis
Tenancies Under Common Law
Tennessee recognizes three basic forms of concurrent ownership in real property: joint tenancy, tenancy in common, and tenancy by the entirety. See Griffin v. Prince,
At common law, the type of tenancy that results from a conveyance of real property to two or more persons depends on the whether the four unities—interest, title, time, and possession—exist at the time of conveyance. Bennett v. Hutchens,
There are important differences among the three types of common-law tenancies. We summarize the differences as background for our analysis.
A tenancy by the entirety is held exclusively by persons who are legally married. It is ancient in origin and remains firmly established in Tennessee.
When property is held in a tenancy by the entirety, upon the death of one spouse, the survivor continues to own the whole in fee simple. Technically, then, the surviving spouse does not acquire the fee simple interest through a right of sur-vivorship; the survivor “enjoys the whole [after the death of the other spouse], ... not because any new or further estate or interest becomes vested, but because of the original conveyance, and of the same estate and same quantity of estate as- at the time the conveyance was perfected.” Id. (quoting Den,
At common law, the primary difference between holding in' joint tenancy and tenancy in common is that joint tenancy includes a right of survivorship between the co-tenants by operation of law, whereas tenancy in common does not. See Peebles,
“Tenants in common are jointly seized of the whole estate, each having an equal right of entry and possession Moore v. Cole,
Common-Law Doctrine of Severance
Severance is the termination of a tenancy “by any act which is inconsistent with its' continued existence, or which operates to destroy its essential unities or one or some of them.” W. W. Allen, Annotation, What Acts By One or More of Joint Tenants Will Sever or Terminate the Tenancy,
The severability of a common-law joint tenancy is based on the premise that, once any of the four unities is destroyed, the estate by definition is no longer a joint tenancy; it becomes a tenancy in common. See Tindell,
“In the ancient language of the law, joint tenants were said to hold per my etper tout, or in plain words, ‘by the moiety or half and by all.’ ” This statement, which of course is strictly accurate only in the case of there being but two joint tenants, serves to indicate the conception of a joint tenancy as one which allows each owner to hold a particular share which he may alienate, while at the same time he and the other or others hold the entire property as by a single ownership. The theoretical peculiarity of a joint tenancy at common law, and also by the law as it still generally prevails, is the coexistence of the four unities, the unity of interest, the unity of title, the unity of time, and the unity of possession, that is to say, “joint tenants have one and the same interest accruing by one and the same conveyance, at one and the same time, and held by one and the same undivided possession.” The principal practical aspect of a joint tenancy consists in the fact that on the death of one of the joint tenants, no severance of his interest having theretofore occurred, the exclusive title inures to the surviving joint tenant or tenants.
Prom these peculiarities of ownership it follows logically, and also under the law, that joint tenants can terminate the joint tenancy by any act which is inconsistent with its continued existence, or which operates to destroy its essential unities or one or some of them. So to the extent of the interest affected, and therefore in toto where there are only two joint tenants, a joint tenancy is severed by any act of a joint tenant which operates to destroy one or more of its unities.
Allen, supra, at § 2 (emphasis added) (footnotes omitted); see Tindell,
Abolition of the Survivorship Interest in Joint Tenancies
Eventually, the survivorship interest incident to common-law joint tenancies fell into disfavor in both America and England. R. P. Davis, Annotation, Creation of Right of Survivorship by Instrument Ineffective to Create Estate by Entireties or Joint Tenancy,
A review of the early history of our nation reveals that at no time during her
[I]n all estates real and personal, held in joint tenancy, the part or share of any tenant dying shall not for the future descend or go to the surviving tenant or tenants, but shall descend or be vested in the heirs, executors, administrators or assigns respectively of the tenant so dying, in the same manner as estates held by tenancy in common, any law usage or custom to the contrary notwithstanding
[[Image here]]
Scott, supra, at 294. The explicit purpose of the North Carolina legislation was to prevent “manifest injustice to the family of [the co-tenant] who may happen to die first.” Id. In 1789, when North Carolina ratified the new Constitution of the United States, it ceded’ its western lands to the federal government; the territory ceded included much of what is now Tennessee. Hargett, supra, at 507; see Fogg v. Williams,
The above-quoted provision in North Carolina’s Act of 1784 remained the law in Tennessee until our General Assembly enacted Tennessee’s own organized Code system—the Code of 1858—which repealed and replaced all prior existing public and general acts. See Shepherd Fleets,
In all estates, real and personal, held in joint tenancy, the part or share of any tenant dying shall not descend or go to -the surviving tenant or tenants, but shall descend or be vested in the heirs, executors, or administrators, respectively, of the tenant so dying, in the same manner as estates held by tenancy in common.
Tenn. Code Ann. § 66-1-107 (2015).
Although the incidental right of survivorship in joint tenancies has never existed in Tennessee, our courts have consistently recognized that property owners remain free “to expressly provide for sur-vivorship by deed.” Jones,
The abolition of the incidental survivorship interest in joint tenancies rendered the four unities irrelevant to the question of whether a conveyance creates a joint tenancy or a tenancy in common. This Court has explained:
[T]he common-law unities requisite.to joint tenancy have become academic as applied to [a joint tenancy], a tenancy in common resulting if.no, contrary intent is expressed, whether or not the unities are present. When the intent' to establish an estate by survivorship is clear, the existence or nonexistence of the unities becomes immaterial upon the idea that the rule fails where the reason fails.
Peebles,
Severability of Joint Tenancy with Express Right of Survivorship
As we have explained, a common-law joint tenancy can be severed, and the right of survivorship destroyed, by the unilateral action of any joint ténant.
Typically, when addressing an issue of first impression, we look to similar cases in other jurisdictions for guidance. Here, that task is complicated by the fact that each state’s property law is comprised of a combination of caselaw and specialized statutes; the relevant caselaw can date back more than 200 years, and the property-law statutes have evolved over the same period. In looking to our sister states for guidance, we will consider first whether a given state’s overall body of property law aligns with ours and then' consider specifically whether its treatment of the issue presented in this appeal is consistent with Tennessee property law.
As noted above, most states have enacted statutes abolishing the common-law rule that a conveyance to, two or more persons will result in a joint tenancy based on the existence of the four unities. Some states accomplished this by enacting a statute similar to the Act of 1784 and Tennessee’s section 66-1-107, in that they prescribe a manner of descent, requiring the interest of a deceased joint tenant to pass to his. heirs (rather than to the co-tenant) at his death “in the same manner as estates held by tenancy in common.” Tenn. Code Ann. § 66-1-107. These statutes sometimes explicitly permit the creation of a survivorship-interest by the .use of express language in the granting instrument.
States address the severability of joint tenancies by both statutory law and common law. Statutes on'the topic generally permit the ■ severance of a joint tenancy and provide the manner in which such a
Michigan law, on which the trial court below based its decision, is unique. It permits the creation of either a common-law joint tenancy or a joint tenancy with full rights of survivorship; Michigan recognizes that the former is severable, but the latter is not. Cooper, supra, at 969 (describing Michigan’s law as “anomalous”). A brief review of Michigan law will illustrate this point.
The “standard” joint tenancy in Michigan “is of the type typically recognized in various jurisdictions,” and it is characterized by the existence of the four unities. Albro v. Allen,
Oregon law is similar to the law in Michigan in that Oregon courts view a joint tenancy with an express right of survivor-ship as conveying “concurrent interests for life with contingent remainders which would vest in the survivor,” Halleck v. Halleck,
From our review of the authorities cited herein, it appears that Michigan and Ore
Moreover, neither Michigan nor Oregon law is consistent with the heritage of property law in Tennessee. The tenets of Tennessee property law have developed over the years almost exclusively through the common law.
As Son points out, many of the references in Tennessee cases to the . severability of joint tenancies with express right of survivorship constitute obiter dicta, explanations of general principles of property law and descriptions of the differences among the tenancies that, were not essential to the holdings rendered. For example, Taul v. Campbell addressed whether a married couple owned property as tenants by the entirety when the wife, who owned the subject property before she was married, transferred the property to a straw man who immediately transferred the property to the husband and wife as a married couple. 15 Tenn, (7 Yer.) at 319. In concluding that the husband and wife took the property as tenants by the entirety, the Court compared tenancies by the entirety with joint tenancies. Id. at 336-37. In the course of its reasoning, the Court explained: “[O]ne of the incidents of a joint tenancy was the right of each of the joint tenants to alienate his interest, thereby to sever the joint tenancy and render his co-tenant in common with the alienee,” but “neither husband nor wife can, by common law, make any alienation of an estate conveyed to them during coverture, so as to affect the entire right of the other on his or her surviving.” Id. at 336 (quoting with approval the reasoning in Rogers v. Grider, an unpublished ease decided by the Supreme Court of Kentucky in 1833). Based on this-premise, the Court concluded that a “husband and wife take one indivisible estate.” Id. at 337.
Similarly, in Tindell v. Tindell, the appellate court addressed whether the property at issue was owned by a husband and wife as tenants by the entirety.
While some of these statements may not have been direct holdings, in the absence of a definitive ruling from this Court, practitioners and courts have at times relied on them. For example, in Bunch v. Bunch, the Court of Appeals relied on dicta in Tindell and McLeroy to determine whether a joint tenancy can be partitioned. Bunch v. Bunch, No. 02A01-9705-CH-00106,
The Bunch court then turned to the substantive issue, namely, whether a joint tenant may partition a joint tenancy with an express right of survivorship over the objection of the other joint tenants. Id. The appellate court sought guidance from cases that had “discuss[ed] this issue tangentially or in dicta.” Id. It reasoned:
For example, in distinguishing a joint tenancy from a tenancy by the entirety, the Tennessee Court of Chancery Appeals stated “[a] severance of a joint tenancy may be made, and the estate thereby turned into a tenancy in common, by any one of the joint owners, at his will.” Tindell v. Tindell, 37 S.W. 1105, 1106 (Tenn. Ch. App. 1896). Similarly, in addressing the main issue of whether an interest in property passed to one joint tenant at the death of the other, the Tennessee Supreme Court stated: “One joint tenant can convey his interest in land without the joinden' of the other tenant.” McLeroy,163 Tenn. at 127 ,40 S.W.2d 1027 .
Id. (emphases added). The Bunch court also relied on Bierce v. James,
These cases show that, despite the fact that Tennessee has never recognized common-law joint tenancy, the common-law doctrine of severance is woven into the fabric of Tennessee property law. In contrast to Michigan law, Tennessee courts have not viewed common-law joint tenancies and joint tenancies with express rights of survivorship as different tenancies. Tennessee appellate courts have not deviated from the premise that a joint tenancy is severable by the unilateral action of a co-tenant. This aligns with the view of the vast majority of our sister states.
In choosing to use Michigan law as a guide, the trial court below viewed Ms. Bryant’s express creation of survivorship interests in herself and Son in contractual
The express language in the granting instrument creating the joint tenancy with the right of survivorship has many of the characteristics of a contract between the cotenants. Each cotenant has the right to own the fee title upon the death of the other cotenant. One coten-ant should not have the right to destroy that right of survivorship by his/her unilateral action.
Bryant,
There is perhaps no area of the law in which predictability and consistency are more important than property law. In choosing whether to hold that a joint tenancy with express right of survivorship may be severed, our considerations must include which choice would be most consistent with existing Tennessee caselaw and the majority view in our sister states. With this landscape in mind, we decline to adopt Michigan’s approach.
The dissent acknowledges that a majority of jurisdictions follow the view we adopt herein. Nevertheless, the dissent imagines a scenario in which Son invested in improvements or repairs to the Property, and further imagines that the first quitclaim deed (executed by only Ms. Bryant) contains language used by “Ms. Bryant and her son” and reflects “Ms. Bryant and her son’s clear intent,” after which Ms. Bryant transferred her property interest to Grandson and denied Son “the full value of any investments he may have made in the property.” Based on this imagined scenario, the dissent advocates affirming the trial court.
Respectfully, there is no basis in this record for the dissent’s hypothetical augmentation of the underlying facts. One could just as easily imagine a set of facts sympathetic to Grandson, in which Ms. Bryant turned to Grandson for help and, to assist her, he invested in improvements and repairs to the Property. Under the ruling urged by the dissent, Ms. Bryant’s death would result in Grandson receiving nothing whatsoever for “any investments he may have made in the property.” A desire to give one party or the other the “full value” of imagined “investments” in the Property should not factor into this Court’s decision.
More importantly, it would be imprudent for this Court to adopt an extreme minority view on a point of property law in
Our decision on the single issue presented in this case must ¡be made in a holistic manner, taking into consideration the entire legal landscape of Tennessee’s property laws.
For all of these reasons, we join the majority of jurisdictions in following the common-law doctrine of severance. We now apply this holding to the facts of the instant case.
Intent of the Parties
Having resolved that joint tenancies with an express right of survivor-ship are severable by the unilateral act of one co-tenant, we turn to the language of the deeds to ascertain the parties’ intent in this case. In construing a deed, a court’s primary goal “is to ascertain the grantor’s intent from the words of the deed as a whole and from the surrounding circumstances.” Griffis v. Davidson Cnty. Metro. Gov’t,
To ascertain Ms. Bryant’s intent in her conveyances' of the subject Property, we look first to the deeds at issue, the June 2009 deed the September 2010 deed. To review, Ms. Bryant executed the June 2009 quitclaim deed, conveying the Property to Son and herself, “for the purpose of creating a joint tenancy with right of sur-vivorship.” It is undisputed that, under Tennessee law, this language was suffi-
Ms. Bryant later executed the September 2010 deed, which purported to “hereby quitclaim undivided interest, right, and title” to the Property to Grandson. From this language, it is unclear whether Ms. Bryant sought to convey to Grandson the whole property in fee simple or her own undivided interest.
As we have explained, under the common-law doctrine of severance, when one co-tenant in a joint tenancy conveys his or her , interest to a third person, the joint tenancy is severed; it becomes a tenancy in common between the third person and the remaining joint tenant, and the right of survivorship is destroyed.
In reaching the opposite conclusion, the Court of Appeals reasoned that the reference to the June 2009 deed in the derivation clause of the September -2010 deed showed Ms. Bryant’s intent to transfer only her lifetime, interest and . a contingent remainder to Grandson. See Bryant,
Consequently, we must conclude that the trial court and the Court of Appeals both erred in holding that Son was entitled to summary judgment. Accordingly, we reverse the trial court’s grant of summary judgment in favor of Son and remand the cause to the trial court- for further proceedings.
Conclusion
Following the common-law doctrine of severance, we hold that a joint tenancy with an express right of survivorship may be severed by the unilateral action of one of the joint tenants and that doing so
Notes
. The appellate, record does not include a transcript of the hearing on Son’s motion for summary judgment.
. In Rye, this Court overruled the summary judgment framework set forth in Hannan v. Alltel Publ’g Co., 270 S.W.3d 1, 8-9 (Tenn. 2008), and reinstated summary judgment standards consistent with Rule 56 of the Federal Rules of Civil Procedure and the Celotex trilogy of cases. Rye,
. If the language of the granting instrument clearly demonstrates the grantor's intention that the husband and wife take the property as joint tenants or tenants in common, rather than as tenants by the entirety, this language will be effective. Absent such language, how.ever, a conveyance to married persons “pri-ma facie means that they are to hold by the entireties.” Myers v. Comer,
. "It is well settled in this state that personal properly as well as realty may be owned by spouses’by the entirety." Griffin v. Prince,
. To illustrate the .point, the Tindell court " explained, "In a grant to a husband and wife and a third person, the husband and wife take one half, and the other person takes the other half; and, if there be two other persons, the husband and wife take one third, and each of the others one third.” Tindell,
. Our Court of Appeals has explained:
By the provisions of the Constitution of 1796 and the cession act of North Carolina contained in Acts 1789, Ch. 3 § 1, condition 8, all laws in force in North Carolina at the time said cession act became effective in the ceded territory which became [Tennessee] and laws in effect in the ceded territory at the time of the adoption of the 1796 Constitution became effective in Tennessee, except those inconsistent with the Constitution.
Shepherd Fleets, Inc. v. Opryland USA, Inc., 759 S.W.2d 914, 915 (Tenn. Ct. App. 1988).
. The same provision was later included in Shannon’s Code of 1896 at section 3677. See, e.g., Myers v. Comer,
. In this appeal, Son acknowledges that a common-law joint tenancy, "may be severed by the independent act of one of the- tenants, such as conveyance to a third party by either party, or by levy and sale on an execution against'one of the tenants.” Appellee's Brief at 6.
. Similar to the law in Tennessee, Pennsylvania has a statute that provides for the proper manner of descent, but Pennsylvania common law instructs that the survivorship interest can be created by express language. See 68 Pa. Stat. Ann. § 110 (removing survivorship interest); In re Estate of Quick,
The dissent points to statutes in Oregon and Ohio that also allow the creation of a surviv-orship estate by express language. Unlike Tennessee, however, Oregon and Ohio do not have statutes that provide for the manner of descent in joint tenancies; in fact, neither Oregon nor Ohio recognizes common-law joint tenancy at all. Or. Rev. Stat. § 93.180(3) ("[Jjoint tenancy in real property is abolished”); Spitz v. Rapport,
. The following states' statutes require express language in order to create a joint tenancy; Ark. Code Ann. § 18-12-603 (2015); Colo. Rev. Stat. § 38-31-101 (2016); Del. Code Ann. tit. 25 § 701 (2009); D.C. Code § 42-516 (2012); Haw, Rev. Stat. Ann. § 509-1 (2008 & Supp. 2015); Idahó Code Ann. § 55-104 (2012); Ill. Comp. Stat. 1005/1 (2014); Ind, Code § 32-17-2-1 (2016); Iowa Code § 557,15 (2015); Kan. Stat. Ann. § 58-501 (2005); Me. Rev. Stat.-Ann. tit. 33 § 159 (1999 & Supp. 2015); Md. Code Ann. § 2-117 (West 2015); Mass. Gen. Laws ch. 184 § 7 (2014); Minn. Stat. § 500.Í9 (2014); Mo. Rev. Stat. § 442.450 (2000); Mont, Code Ann. §§ 70-1-307, -314 (2015); Nev. Rev. Stat. § 111.065 (2015); N.H. Rev. Stat. Ann. § 477:18 (2013); N.J. Stat. Ann. § 46:3-17 (2015); N.M. Stat. Ann. § 47-1-36 (1995); Olda. Stat. tit. 60 § 74 (2010); R.I. Gen. Laws § 34-3-1 (2011); S.D. Codified Laws § 43-2-12 (2004 & Supp. 2016); Vt. Stat. Ann. tit. 27 § 2 (2012),
. These statutes specifically address the sev-erability of a joint tenancy: Ariz, Rev, Stat. Ann. § 33-431(E) (2014) (indicating that the right of survivorship may be terminated by filing an "affidavit terminating right of surviv-orship”); Cal. Civ. Code § 683.2 (West 2007 & Supp. 2016) (describing ways to sever a joint tenancy); Conn. Gen. Stat. § 47-14c (2015) (indicating that a transfer of one joint tenant's interest severs the joint tenancy as to his interest); Ga. Code Ann. § 44-6-190 (2010 & Supp. 2016) (abolishing survivorship interest, unless expressly stated, and providing how a joint tenant may sever his interest); N.Y. Real Prop. Law § 240-c (McKinney 2016) (describing all manner of joint tenancy severance); N.C. Gen. Stat. § 41-2(a) (2015) (specifying that "conveyance to a third party” will make a joint tenancy a tenancy in common); S.C. Code Ann. § 27-7-40 (2007) (providing rules on creation of joint tenancy and severance); Wash. Rev. Code Ann. § 64.28.010 (2014) (stating that common-law right to sever is recognized).
. At least three jurisdictions that adhere to the majority rule have held that, while a "joint tenancy with a right of survivorship” is severable by one joint tenant, a "tenancy in common with a right of survivorship” is not. See Durant v. Hamrick,
. The North Dakota Supreme Court has recognized that "joint tenancy may be described as a life estate with each joint tenant having a contingent remainder in fee—the contingency being based upon survival of the other joint tenant or tenants,” Jamestown Terminal Elevator, Inc. v. Knopp,
. The dissent describes the law in .Ohio, as being similar to the laws in Michigan and Oregon because under Ohio law "joint tenancies with right of survivorship are protected by statute.” The legal landscape in Ohio, however, is substantially different from that in either Michigan or Oregon. Ohio rejects a "joint tenancy" form of ownership altogether and instead has created a unique "survivor-ship tenancy” by statute; .the statute creating a “survivorship tenancy” even provides a fill-in-the-blank "survivorship deed” to be used when forming this type of tenancy. Ohio Rev. Code Ann. §§ 5302.17, 5302.20(A). Ohio case-law clarifies, that a survivorship tenancy can be created only by contract. See Spitz,
. The fact that Tennessee property law is comprised almost exclusively of principles that have developed through our common law magnifies the importance of precision in our common-law rules. See, supra, notes 11, 12, & 13.
. We need not decide in this appeal whether there is any method under Tennessee law for parties to create a non-severable joint tenancy-
. Much of the Tindell Court’s comparison of the two tenancies came directly from Den v. Hardenbergh,
. We note that Michigan's unique approach to the law on joint tenancies has been the subject of criticism. One commentator pointed out that scholars have struggled to describe the two different types of joint tenancies under Michigan law and remarked that the “[t]he Michigan doctrine clearly creates traps for the unwary.” Cooper, supra, at 966-68 ("Even the leading treatise on American property law currently being published, Powell on Real Property, gets the Michigan law wrong see also Nunn v. Keith,
. The dissent concludes with a call for action by our Legislature to consider legislation "to protect a c.o-tenant's investment in property" and allow severance only upon the agreement of both co-tenants. Respectfully, considering the complexity of Tennessee property law and the fact that it is unlike the law in any of the states upon which the dissent relies, we caution that any such legislation could be problematic.
. The deed states that Ms. Bryant does “hereby quitclaim undivided interest.” The interpretive problem is whether she meant to convey “an” undivided interest or "her” undivided interest, this adjective being omitted from the deed.
. For a discussion on other actions by a joint tenant that would sever the joint tenancy, see , generally W. W. Allen, What Acts By One or More of Joint Tenants Will Sever or Terminate the Tenancy,
Dissenting Opinion
Dissenting
The Court has adopted a majority rule that allows a co-tenant to unilaterally sever a joint tenancy with right of survivor-ship and convert the estate into a tenancy in common without the knowledge or consent of the other co-tenant. The better rule, followed by other jurisdictions, does not allow a co-tenant to act unilaterally to sever the other co-tenant’s interest, thereby protecting the rights and expectations of joint tenants who are conveyed property with a survivorship interest.
Tennessee Code Annotated section 66-1-107
In this case, Ms. Bryant and her son used express language to create a joint tenancy with right of survivorship. The quitclaim deed from Ms. Bryant to herself and her son expressly stated that it was “for the purpose of creating a joint tenancy with right of survivorship.” The deed was signed in 2009 when Ms. Bryant was eighty-five years old. The express language used in the conveyance demonstrated Ms. Bryant and her son’s clear intent that the son would be the sole owner of the property at Ms. Bryant’s death. However,
The trial court ruled for Ms. Bryant’s son, relying on court decisions from Michigan and Oregon. In the Michigan case of Albro v. Allen, real property was conveyed to Carol Allen and Helen Albro “as joint tenants with full rights of survivorship.”
The Albro court relied in part on Halleck v. Halleck,
The Oregon Supreme Court reached the same conclusion in Holbrook v. Holbrook,
In Ohio, before joint tenancies with right of survivorship were protected by statute,
In Spitz v. Rapport,
The approach taken by these jurisdictions achieves predictability and consistency for property law practitioners and the public. When-parties use express language to create a joint tenancy with survivorship, a co-tenant should not be allowed to unilaterally destroy, the survivorship interest. This approach honors the clear intent of the parties, recognizes .the value of the survivorship to each co-tenant, and protects a co-tenant’s.expectation that he or she will solely own the property upon the death of the other co-tenant.
The Court’s decision today impairs a co-tenant’s ability to protect his or her investment. For example, an elderly parent’s home may need costly repairs. A daughter may be willing to make a significant investment in the property, but only if she can protect her investment by becoming the sole owner of the property upon the parent’s death. The parent executes a deed conveying the home to the parent and the daughter as joint tenants with the right of survivorship. The parent continues to have an ownership interest in the home, and the daughter can maintain, improve, and make needed repairs with assurance of full ownership at1 the parent’s death. This arrangement benefits both parties. Under the Court’s decision, the parent can extinguish the daughter’s right of survivorship without her knowledge or consent,.causing the daughter to lose the benefit of her bargain despite the terms of the deed.
The Court’s decision diminishes the effectiveness of deeds creating joint tenancies with right of survivorship. I encourage the General Assembly to study this issue and enact legislation, as other states have done, to protect a co-tenant’s investment in property held in a joint tenancy with right of survivorship.
For these reasons, I dissent from- the Court’s decision.
. Tennessee Code Annotated section 66-1-107 provides:
In all estates, real and personal, held in joint tenancy, the part or share of any tenant dying shall not descend or go to the surviving tenant or tenants, but shall descend or be vested in the heirs, executors, or administrators, respectively, of the tenant so dying, in the same manner as estates held by tenancy in common.
. Michigan and Pennsylvania common law allow for the creation of a survivorship interest through express language. See Albro v. Allen,
The legislatures in Alabama, Florida, Kentucky, Mississippi, Ohio, Oregon, Virginia, and West Virginia have enacted statutes that allow for the creation of an estate with right of survivorship by express language. See Ala. Code § 35-4-7; Fla. Stat. § 689.15; Ky. Rev. Stat. Ann. § 381.130(1); Miss. Code Ann. § 89-1-7; Ohio Rev. Code Ann. § 5302.20(A); Or. Rev. Stat. § 93.180(l)(a), (2); Va. Code Ann. § 55-21; W. Va. Code § 36-l-20(a).
. Baldwin's Ohio Revised Code Annotated section 5302.20(C)(2) provides:
A conveyance from any survivorship tenant, or from any number of survivorship tenants that is from less than all of them, to a person who is not a survivorship tenant vests the title of the grantor or grantors in the grantee, conditioned on the survivor-ship of thé grantor or grantors of the conveyance, and does not alter the interest in the title of any of the other survivorship tenants who do not join in the conveyance.
. The Court suggests an alternative hypothetical in which the grandson makes improvements to the home. Under these assumed facts, the grandson would lose the value of his investment if the son took title to the property by virtue of his survivorship rights. However, the mother and the grandson would understand that, given the existence of the deed granting the son full title to the property upon the mother’s death, any improvements made by the grandson would be gratuitous.
