Zurich American Insurance Co. v. McVey
339 S.W.3d 724
| Tex. App. | 2011Background
- Decedent Troy McVey died in a motor vehicle accident while en route to a company-sponsored leadership conference for Tru-Green LandCare, where he worked as an operations manager.
- McVey, as Troy's beneficiary, sought workers' compensation survivor benefits from Troy's employer's insurer, Zurich American Insurance Company.
- Zurich denied coverage, contending the death was not compensable because Troy was not acting within the course and scope of his employment at the time of the crash.
- The Division of Workers' Compensation held that Troy's death was compensable, finding he was acting within the course and scope of employment.
- Zurich sought de novo judicial review in district court, and the parties cross-moved for summary judgment, agreeing the key issue was purely legal.
- The district court granted McVey's summary-judgment motion and denied Zurich's, granting total relief to the claimant.
Issues
| Issue | Plaintiff's Argument | Defendant's Argument | Held |
|---|---|---|---|
| Whether Troy was acting within the course and scope of employment at the time of his death | McVey: travel originated in employer's business and was for Tru-Green's purposes | Zurich: travel was 'coming and going' not within course and scope unless employer-directed/special mission | Travel originated in employer's business; within course and scope; compensable |
Key Cases Cited
- Evans v. Illinois Employers Ins. of Wausau, 790 S.W.2d 302 (Tex. 1990) (special-mission exceptions to coming-and-going travel)
- Shelton v. Standard Ins. Co., 389 S.W.2d 290 (Tex. 1965) (continuous coverage rule for travel during extended work trips)
- Leordeanu v. American Protection Ins. Co., 330 S.W.3d 239 (Tex. 2010) (employer-provided transportation as origin evidence; exceptions to coming-and-going rule)
- Texas Gen. Indem. Co. v. Bottom, 365 S.W.2d 350 (Tex. 1963) (distinguishes employer-provided routine travel from ordinary travel; different facts)
- Rose v. Odiorne, 795 S.W.2d 210 (Tex. App.-Austin 1990) (origination of travel in employer's business depends on contract for employment)
- Aetna Cas. & Sur. Co. v. Orgon, 721 S.W.2d 572 (Tex. App.-Austin 1986) (travel away from premises during work-related travel; continuous coverage concept)
