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336 Ga. App. 201
Ga. Ct. App.
2016
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Background

  • In 2010 Cronan borrowed $417,000 from Chase and executed a security deed that referenced parcel numbers and listed 2215 Dawnville Beaverdale Rd but attached a legal description that actually described 2253 Dawnville.
  • Cronan defaulted; Chase foreclosed and the advertisement/foreclosure deed identified 2253 Dawnville. Chase later conveyed to Fannie Mae, which sought possession; the magistrate granted possession for 2253 only.
  • Chase’s counsel filed two recorded Affidavits of Title asserting the deed was intended to encumber 2215 Dawnville, acknowledging the attached legal description described 2253, and stating Chase intended to correct the deed.
  • Chase filed a complaint seeking reformation of the deed, declaratory relief, and to void the foreclosure; Chase later voluntarily dismissed that complaint and filed a second Affidavit of Title.
  • Cronan filed counterclaims including abusive collection/libel and an amended verified counterclaim to quiet title; the trial court denied Cronan’s motions and dismissed his counterclaims.
  • Cronan appealed, challenging dismissal of his quiet title claim, denial of attorney fees under OCGA § 13-6-11, and the trial court’s refusal to compel testimony from Chase’s counsel (attorney-in-fact).

Issues

Issue Plaintiff's Argument Defendant's Argument Held
Whether quiet title counterclaim should have been dismissed Cronan: Affidavits and foreclosure cast a cloud on his title to 2215; deed’s legal description shows only 2253 was encumbered Chase: Deed was intended to encumber 2215 and Affidavits merely assert that intent Reversed: dismissal was error — allegations could support quiet title relief if Cronan holds unencumbered title to 2215
Whether Cronan may recover attorney fees under OCGA § 13-6-11 Cronan: fees appropriate given wrongful actions casting cloud on title Chase: counterclaim is not independent; arises from same transaction as Chase’s complaint Affirmed: fees denied because quiet title counterclaim was not independent under Byers
Whether trial court abused discretion quashing subpoena for Chase’s counsel testimony Cronan: entitled to probe witness knowledge of parties’ subjective intent beyond recorded documents Chase: testimony would intrude on attorney-client matters and was cumulative; affidavits and record supply facts Affirmed: no abuse of discretion—requested testimony was cumulative and affidavits/public record supplied the facts
Proper standard on motion to dismiss (procedural) Cronan: dismissal improper under OCGA § 9-11-12(b)(6) because facts could support relief Chase: contended dismissal was appropriate Court applied de novo standard and found dismissal improper as to quiet title claim

Key Cases Cited

  • Cumberland Contractors v. State Bank and Trust Co., 327 Ga. App. 121 (discussion of OCGA § 9-11-12(b)(6) dismissal standard)
  • DOCO Credit Union v. Chambers, 330 Ga. App. 633 (trial court erred in dismissing quiet title action)
  • Byers v. McGuire Properties, 285 Ga. 530 (counterclaim for fees under OCGA § 13-6-11 must be independent of plaintiff’s claim)
  • Bazemore v. State, 244 Ga. App. 460 (trial court discretion to quash unreasonable subpoenas)
  • LecStar Telecom, Inc. v. Grenfell, 273 Ga. App. 712 (subpoena abuse-of-discretion standard)
  • In the Interest of N. S. M., 183 Ga. App. 398 (refusing cumulative testimony is within trial court discretion)
Read the full case

Case Details

Case Name: Cronan v. Jp Morgan Chase Bank, N.A.
Court Name: Court of Appeals of Georgia
Date Published: Mar 22, 2016
Citations: 336 Ga. App. 201; 784 S.E.2d 57; A15A1996
Docket Number: A15A1996
Court Abbreviation: Ga. Ct. App.
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    Cronan v. Jp Morgan Chase Bank, N.A., 336 Ga. App. 201