CAROLYN APPELL VS. ALBERT BENCHABBATÂ (FM-02-0514-06, BERGEN COUNTY AND STATEWIDE)
A-5061-14T4
| N.J. Super. Ct. App. Div. | Oct 20, 2017Background
- Appellants Carolyn Appell (mother) and Albert Benchabbat (father) divorced in 2007; their Amended Final Judgment of Divorce (AJOD) required father to maintain medical insurance for their five children and set cost-sharing for unreimbursed medical expenses: mother 40%/father 60% after mother paid $250 per child per year.
- In Feb. 2015 father moved to compel mother to apply for New Jersey coverage; mother cross-moved to require father to continue providing coverage through United HealthCare (UHC) or comparable carrier, claiming father switched to Care Connect which required travel to New York.
- The Family Part judge, relying on information about comparable plans, ordered mother to obtain comparable coverage (a plan with a $5,000 family deductible) and ordered father to advance premiums and pay 60% of outstanding medical bills per the AJOD.
- Mother purchased a Horizon policy costing $554.68 monthly but father did not advance premiums; the court later ordered father responsible for the first $5,000 deductible each calendar year (in equity), shifting full deductible responsibility to him.
- Father moved for reconsideration; the court denied reconsideration on May 29, 2015, finding no new facts were presented that would warrant revisiting the prior determination. Father appealed only the reconsideration denial.
Issues
| Issue | Appellants' Argument (Benchabbat) | Respondent's Argument (Appell) | Held |
|---|---|---|---|
| Whether the Family Part erred by requiring father to pay the full $5,000 deductible despite the AJOD | The order conflicted with the AJOD, created financial hardship, and was not in the children’s best interest; trial judge should have contacted father's broker and heard argument; requests remand for better, cheaper plans | Mother and court: change was made to ensure comparable coverage and mother’s control of the policy; premiums were lower with larger deductible and equity justified assigning the first $5,000 to father | Denied — court did not err in denying reconsideration; no new facts presented and the judge acted within discretion to maintain coverage and equitable allocation |
Key Cases Cited
- Milne v. Goldenberg, 428 N.J. Super. 184 (App. Div. 2012) (family-court discretionary decisions receive great deference)
- N.J. Div. of Youth & Family Servs. v. M.C. III, 201 N.J. 328 (2010) (recognizing family courts’ special jurisdiction and expertise)
- Cesare v. Cesare, 154 N.J. 394 (1998) (trial-court findings are binding on appeal when supported by adequate, substantial, credible evidence)
- Rova Farms Resort, Inc. v. Inv’r Ins. Co., 65 N.J. 474 (1974) (standards for appellate deference to trial-court findings)
- Manalapan Realty, L.P. v. Twp. Comm. of Manalapan, 140 N.J. 366 (1995) (legal conclusions receive no special deference)
- State v. Puryear, 441 N.J. Super. 280 (App. Div. 2015) (review of reconsideration orders is limited)
- D’Atria v. D’Atria, 242 N.J. Super. 392 (Ch. Div. 1990) (standards for granting reconsideration)
- W.H. Indus., Inc. v. Fundicao Balancins, Ltda, 397 N.J. Super. 455 (App. Div. 2008) (only orders designated in the notice of appeal are reviewable)
- Fusco v. Bd. of Educ. of City of Newark, 349 N.J. Super. 455 (App. Div. 2002) (refusal to review an order not designated in the notice of appeal)
