19 Employee Benefits Cas. 2638, 95 Cal. Daily Op. Serv. 9432, 95 Daily Journal D.A.R. 16,450, Pens. Plan Guide P 23915k Agnes Landwehr and Christopher Cole, Plaintiffs-Appellees-Cross-Appellants v. Darren Dupree, Defendant-Appellant-Cross-Appellee, 72 F.3d 726