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Allstate Insurance Company v. Alfred Lee Brown William Chase Brown Kendall Brown Edward Stonecipher Mary Stonecipher State of Oklahoma Department of Human Services/oklahoma Teaching Hospital, and Hooshmand Niroumand, Individually and as Parent and Next Friend of David Niroumand, Nasim Niroumand and Nushin Niroumand, Minors Ehteran Radfar Mahmoud Radfar Khadijeh Samandizadeh, Allstate Insurance Company v. Alfred Lee Brown Kendall Brown, and William Chase Brown Hooshmand Niroumand, Individually and as Parent and Next Friend of David Niroumand, Nasim Niroumand and Nushin Niroumand, Minors Ehteran Radfar Mahmoud Radfar Khadijeh Samandizadeh Edward Stonecipher Mary Stonecipher State of Oklahoma Department of Human Services, 920 F.2d 664