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Bankr. L. Rep. P 72,633 in the Matter of Shearn Moody, Jr., Debtor. W. Steve Smith, Trustee, and John S. Greeno, Receiver of Empire Life Insurance Co. Of America v. Shearn Moody, Jr., in the Matter of Shearn Moody, Jr., Debtor. W. Steve Smith, Trustee, and John S. Greeno, Receiver of Empire Life Insurance Company, Cross-Appellees v. Shearn Moody, Jr., Cross-Appellant, 862 F.2d 1194