Raffe v. Citibank N.A1985 U.S. App. LEXIS 26687 2d Cir.1985Check Treatment779 F.2d 37 Raffev.Citibank N.A. 85-7471, 85-7251(R) United States Court of Appeals,Second Circuit. 9/13/85 1 E.D.N.Y. AFFIRMED