*1 S T A T E O F M I C H I G A N

C O U R T O F A P P E A L S HOME-OWNERS INSURANCE COMPANY, UNPUBLISHED

February 21, 2017 Plaintiff-Appellee,

v No. 327751

Wayne Circuit Court STEVEN FOURMENT, KIMBERLY LC No. 14-009444-CK FOURMENT, and HANOVER INSURANCE

COMPANY,

Defendants,

and

NICOLE BALL,

Defendant-Appellant. HOME-OWNERS INSURANCE COMPANY,

Plaintiff-Appellee, v No. 330269

Wayne Circuit Court STEVEN FOURMENT, KIMBERLY LC No. 14-009444-CK FOURMENT, and NICOLE BALL,

Defendants,

and

HANOVER INSURANCE COMPANY,

Defendant-Appellant. Before: J ANSEN , P.J., and B ECKERING and G ADOLA , JJ.

B ECKERING , J. ( concurring ).

-1-

I concur in result only.

/s/ Jane M. Beckering -2-