Judgment of Appellate Division and Special Term reversed and complaint dismissed, with costs in all courts on opinions of HOGAN and McLAUGHLIN, JJ., in Gately-Haire Co. v. Niagara FireIns. Co. (221 N.Y. 162.)

Concur: HISCOCK, Ch. J., CHASE, HOGAN, POUND, McLAUGHLIN, CRANE and ANDREWS, JJ.