Royal Indemnity Company v. Wingate487 F.2d 1398 4th Cir.1973Check Treatment487 F.2d 1398 Royal Indemnity Companyv.Wingate 73-1650 UNITED STATES COURT OF APPEALS Fourth Circuit 12/4/73 D.Md., 353 F.Supp. 1002 AFFIRMED