(a) To qualify for authority to transact any kind of insurance as defined in chapter 5 or combination of kinds of insurance as specified in this subsection, a foreign insurer, or a domestic stock insurer applying for its certificate of authority, shall possess and thereafter maintain unimpaired basic paid-in capital stock and surplus, if a stock insurer, or unimpaired basic surplus, if a foreign mutual insurer or foreign reciprocal insurer, in an amount not less than as follows:

Kind or kinds of insurance	Foreign Foreign
	Mutual Reciprocal
	Stock Insurers Capital Stock	Insurers Surplus	Insurers Surplus
Life	$1,000,000.	$500,000.	$1,500,000.
Disability 1,500,000.	1,000,000.	500,000.	1,500,000.
Life & Disability	1,000,000.	1,000,000.	2,000,000.
Property 2,000,000.	1,000,000.	1,000,000.	2,000,000.
Casualty Excluding
Surety 2,000,000.	1,000,000.	1,000,000.	2,000,000.
Including
Surety 2,500,000.	1,000,000.	1,500,000.	2,500,000.

Marine &

Transportation	1,000,000.	1,000,000.	2,000,000.
2,000,000.

Multiple

line

(Property

and any

additional

kind)	2,000,000.	2,000,000.	4,000,000.
4,000,000.

Title	500,000.	250,000.

(b) Capital and surplus requirements are based upon all the kinds of insurance the insurer transacts in any areas in which it operates or proposes to operate, whether or not only a portion of the kinds are to be transacted in Wyoming.

(c) As to surplus required for qualification to transact one (1) or more kinds of insurance and thereafter to be maintained, domestic mutual insurers are governed by chapter 24 of this code and domestic reciprocal insurers are governed by chapter 27 of this code.

(d) The commissioner may require additional capital and surplus above the minimum capital and surplus requirements set forth in this section, or any other section of this code based upon the type, volume and nature of the insurance business transacted.