(a) For purposes of this article:

(i) 'Customer data' means a customer's banking, transaction and other financial data;

(ii) 'Express written consent' means a customer's affirmative written response to a clear and conspicuous notice regarding the collection, use or disclosure of customer data for the purposes of open banking;

(iii) 'Open banking' means providing access, directly or indirectly, to customer data from the customer's bank to a third-party financial service provider with the express written consent of the customer and through the use of application programming interfaces.

(iv) 'Customer' means a natural person or an agent, trustee or representative acting on behalf of a natural person.