Finance Charges and Related Provisions. | Midpage

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West Virginia Code

3

Finance Charges and Related Provisions.

46A-3-101Finance charges generally.46A-3-102Sales finance charge for certain consumer credit sales of real estate.46A-3-103Sales finance charge for revolving charge accounts other than certain sales of real estate.46A-3-104Finance charge for loans other than loans made pursuant to revolving loan accounts; finance charge on assigned contracts; exceptions.46A-3-105Maximum rate on loans and credit sales guaranteed or insured by United States or agency thereof.46A-3-106Loan finance charge for revolving loan accounts.46A-3-107Sales finance charges and loan finance charges on refinancing.46A-3-108Sales finance charges and loan finance charges on consolidation.46A-3-109Additional charges; credit life or health insurance; notice of cancellation; when refund required; obligations of creditor and insurer; civil penalty; rules relating to insurance.46A-3-109aCollateral protection insurance.46A-3-110Right to prepay.46A-3-111Application of payments on account; rebate upon prepayment, refinancing or consolidation; judgments and interest on judgments.46A-3-112Delinquency charges on precomputed consumer credit sales or consumer loans.46A-3-113Delinquency charges on nonprecomputed consumer credit sales or consumer loans repayable in installments.46A-3-114Deferral and modification charges.46A-3-115Advances to perform covenants of consumer.46A-3-116Change in terms of revolving charge accounts or revolving loan accounts.46A-3-117Alternative finance charges authorized.