Consumer Credit Protection. | Midpage

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West Virginia Code

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Consumer Credit Protection.

46A-2-101Holders of negotiable instruments subject to claims and defenses.46A-2-102Assignee subject to claims and defenses.46A-2-103Lender subject to claims and defenses arising from sales.46A-2-103aLessor subject to claims and defenses arising from leases.46A-2-104Notice to cosigners.46A-2-105Balloon payments.46A-2-106Notice of consumer's right to cure default; cure; acceleration.46A-2-107Security in sales or leases.46A-2-108Cross-collateral.46A-2-109Debt secured by cross-collateral.46A-2-110Referral sales or leases.46A-2-111Consumer leases; information to be furnished.46A-2-112Restriction on liability in consumer lease.46A-2-113Notice of assignment.46A-2-114Receipts; statements of account; evidence of payment.46A-2-115Limitation on default charges.46A-2-116Assignment of earnings.46A-2-117Authorization to confess judgment prohibited.46A-2-118No garnishment before judgment.46A-2-119Restrictions on deficiency judgments.46A-2-119aSecured transaction; use of price guide value in calculating deficiency or surplus.46A-2-120Extortionate extensions of credit.46A-2-121Unconscionability; inducement by unconscionable conduct.46A-2-122Definitions.46A-2-123Practice of law by debt collectors.46A-2-124Threats or coercion.46A-2-125Oppression and abuse.46A-2-126Unreasonable publication.46A-2-127Fraudulent, deceptive or misleading representations.46A-2-128Unfair or unconscionable means.46A-2-129Postal violations.46A-2-129aDeceptive or oppressive telephone calls.46A-2-130Limitation on garnishment.46A-2-131No discharge or reprisal because of garnishment.46A-2-132Home solicitation; buyer's right to cancel; notice.46A-2-133Form of agreement or offer to purchase; statement of buyer's rights.46A-2-134Restoration of down payment.46A-2-135Buyer's duty; seller's right; no compensation for certain services.46A-2-136Personal property exemptions.46A-2-137Service of process on certain nonresidents.46A-2-138Buyer's right to cancel certain subscriptions and other obligations.46A-2-139Unlawful commercial facsimile transmission; right of action for injunction, damages.46A-2-140Pleadings not to be the basis of a cause of action.