A secured party does not owe a duty based on its status as secured party:

1. (1) To a person that is a debtor or obligor, unless the secured party knows:

   1. (A) That the person is a debtor or obligor;
   2. (B) The identity of the person; and
   3. (C) How to communicate with the person; or

2. (2) To a secured party or lienholder that has filed a financing statement against a person, unless the secured party knows:

   1. (A) That the person is a debtor; and
   2. (B) The identity of the person.