W. Va. Code § 33-49-10 – Rule-making authority.

(a) The commissioner may propose rules for legislative approval in accordance with the provisions of article three, chapter twenty-nine-a of this code to implement the provisions of this article, including but not limited to:
1. (1) Establishing and refining definitions;
2. (2) Requirements for ratemaking, forms and other requirements under this chapter;
3. (3) Clarifying minimum coverage requirements for flood insurance policies;
4. (4) Determining whether a policy meets the definition of "private flood insurance" or other certain standards and requirements; and
5. (5) Solvency and market conduct operations.
(b) The commissioner may promulgate emergency rules pursuant to the provisions of section fifteen, article three, chapter twenty-nine-a of this code for any purposes set forth for legislative rules in subsection (a) of this section.