1. (1) Accident report form required. Under s. 346.70 (2), (3m) and (4), Stats., the police, operator, owner or occupant shall complete and submit all accident information requested on the forms or in the automated format approved by the department.

   Note: Forms MV 4000 Wisconsin Motor Vehicle Accident Report and MV 4002 Driver Report of Accident.

2. (2) Incomplete reports. The department may accept an accident report with incomplete accident information if the information is provided to the department from another credible source or is not available.

3. (3) Lack of insurance reported. When any accident report or notice from a person or insurer filed with the department within one year of an accident indicates that an operator or motor vehicle involved in an accident had no liability insurance coverage in effect at the time of an accident, the department may require the operator or owner, or both, to do one of the following:

   1. (a) Deposit security under s. 344.13, Stats.
   2. (b) Provide evidence that a policy was, in fact, in effect.

   3. (c) Provide evidence that the accident is exempt from the requirements of s. 344.14 (1) and (1m), Stats.

      Note: See s. 344.14 (2), Stats.

4. (4) Incomplete insurance information. If the liability insurance company name or policy holder’s name, or both, are absent from the accident report form, the department may contact the operator or owner, or both, to obtain additional insurance information. If the operator or owner provide complete insurance information, the department shall assume that the liability insurance policy specified by the owner or operator was in force at the time of the accident.
5. (5) Self-insured persons. If a motor vehicle owner is self-insured under s. 344.16, Stats., the department may mail notice of the self-insurance to the address furnished by the self-insured owner. The department shall assume that the operator of the motor vehicle is exempt under s. 344.14 (2) (d), Stats., from the security requirements unless the self-insured person notifies the department otherwise within 30 days of mailing or other information is received by the department indicating that the self-insured certificate does not apply to the operator.
6. (6) Absence of policy holder name on report. If a liability insurance company name is listed on the accident report, but a policy holder’s name is not, and the operator and owner of the motor vehicle involved in the accident are the same person, the department will assume that a valid policy with the liability insurance company specified on the accident report form was in force at the time of the accident for the owner listed.

7. (7) Requesting additional information. The department may contact the operator of a motor vehicle involved in an accident, its owner, or both persons, for additional insurance information at any time. If the operator or owner provides insurance information, the department may verify the credibility of the information by contacting the insurance company listed. If an insurer determines that the operator or owner who provided the insurance information is not insured, or denies coverage for the claim, the insurer shall immediately notify the department of the person’s uninsured status.

   Note: Form T062—Request for Complete Insurance.

History

History: Cr. Register, October, 1985, No. 358, eff. 11-1-85: r. and recr. (1), am. (2), renum. (3) and (4) to be (4) and (5) and am., cr. (3), (6), (7), Register, April, 1994, No. 460, eff. 5-1-94; CR 01-156: am. (3) to (7) Register October 2005 No. 598, eff. 11-1-05.