Wash. Admin. Code ch. 284-50 – Washington Disability Insurance Regulations | Midpage

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Washington Administrative Code (WAC)

Chapter 50

Wash. Admin. Code ch. 284-50

Washington Disability Insurance Regulations

INSURANCE COMMISSIONER, OFFICE OF THE

284-50-010Title and purpose 284-50-020Applicability 284-50-030Definitions 284-50-040Method of disclosure of required information 284-50-050Form and content of advertisements 284-50-060Deceptive words, phrases, or illustrations prohibited 284-50-070Exceptions, reductions, and limitations to be disclosed 284-50-080Preexisting conditions 284-50-090Disclosure of provisions relating to renewability, cancellability, and termination 284-50-100Testimonials or endorsements by third parties 284-50-110Use of statistics 284-50-120Identification of plan or number of policies 284-50-130Disparaging comparisons and statements 284-50-140Jurisdictional licensing and status of insurer 284-50-150Identity of insurer 284-50-160Group or quasi-group implications 284-50-170Introductory, initial, or special offers 284-50-180Reduced initial premium rates 284-50-190Statements about an insurer 284-50-200Advertising file to be maintained 284-50-210Violation defined as unfair practice 284-50-220Severability provision 284-50-230Effective date 284-50-260PKU formula coverage requirements and exceptions 284-50-270Mammograms—Coverage requirements and exceptions 284-50-300Purpose 284-50-305Applicability and scope 284-50-310Effective date 284-50-315Policy definitions 284-50-320Prohibited policy provisions 284-50-321Discretionary clauses prohibited 284-50-325Minimum standards for benefits 284-50-330General rules as to minimum standards 284-50-335Basic hospital expense coverage 284-50-340Basic medical-surgical expense coverage 284-50-345Hospital confinement indemnity coverage 284-50-350Major medical expense coverage 284-50-355Disability income protection coverage 284-50-360Accident only coverage 284-50-365Specified disease and specified accident coverage 284-50-370Limited benefit health insurance coverage 284-50-375Required disclosure provisions, general rules 284-50-377Experimental and investigational prescriptions, treatments, procedures, or service—Definition required—Standard for definition—Written notice of denial required—Appeal process required 284-50-380Outline of coverage requirements for individual coverages 284-50-385Basic hospital expense coverage, outline of coverage 284-50-390Basic medical-surgical expense coverage, outline of coverage 284-50-395Basic hospital and medical surgical expense coverage, outline of coverage 284-50-400Hospital confinement indemnity coverage, outline of coverage 284-50-405Major medical expense coverage, outline of coverage 284-50-410Disability income protection coverage, outline of coverage 284-50-415Accident only coverage, outline of coverage 284-50-420Specified disease or specified accident coverage, outline of coverage 284-50-425Limited benefit health coverage, outline of coverage 284-50-430Requirements for replacement 284-50-440Standard disclosure form for individual policies—Illness-triggered fixed payment insurance, hospital confinement fixed payment insurance, or other fixed payment insurance