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Washington Administrative Code (WAC)

Chapter 34

Wash. Admin. Code ch. 284-34

Credit Life and Credit Accident and Health Insurance

INSURANCE COMMISSIONER, OFFICE OF THE

284-34-100What is the purpose of this regulation?284-34-110What definitions are important throughout this regulation?284-34-120What rights do debtors have?284-34-130What obligations do insurers have?284-34-140How will the commissioner determine if benefits are reasonable in relation to premium charges?284-34-150What are the standards for prima facie credit life insurance rates?284-34-160What mandatory benefits apply to prima facie credit life insurance rates?284-34-170What are the standards for credit accident and health insurance rates?284-34-180What mandatory benefits apply to prima facie credit accident and health insurance rates?284-34-190What refund formulas are allowed?284-34-200Do insurers have to file experience reports?284-34-210When will the commissioner adjust prima facie rates, and how will rate changes be implemented?284-34-220What rates may an insurer use for its direct business?284-34-230What obligations does an insurer have to supervise consumer credit operations?284-34-240What practices are insurers prohibited from doing?284-34-250What information must be disclosed to debtors?284-34-260What is the effective date of this regulation?