All premium rates filed under RCW 48.29.147 and this chapter must include all costs related to the title insurance transaction, including the costs to:

1. (1) Maintain the tract indexes;
2. (2) Search and examine the title or title to be insured;
3. (3) Issue preliminary commitments;
4. (4) Determine that each insured estate has been created, conveyed or modified as shown in the policy;
5. (5) Evaluate coverage and amend the policy as needed with appropriate and reasonable exceptions, conditions or modifications; and
6. (6) Any other direct or indirect cost associated with performing these activities.

[Statutory Authority: RCW 48.02.060 and 48.29.005. WSR 10-15-092 (Matter No. R 2009-01), § 284-29A-090, filed 7/20/10, effective 8/20/10.]