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Wash. Admin. Code ch. 284-24A – Rules That Apply to Insurers That Use Credit History for Personal Insurance Underwriting or Rating | Midpage
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Washington Administrative Code (WAC)
Title 284
Chapter 24A
Wash. Admin. Code ch. 284-24A
Rules That Apply to Insurers That Use Credit History for Personal Insurance Underwriting or Rating
INSURANCE COMMISSIONER, OFFICE OF THE
284-24A-001
What is the purpose of these rules?
284-24A-005
Definitions that apply to this chapter
284-24A-007
Filing documents incorporated by reference into this chapter
284-24A-010
What must an insurer tell a consumer when it takes an adverse action?
284-24A-011
What types of information must an insurer provide in addition to the reason(s) for the adverse action to comply with WAC 284-24A-010(2)?
284-24A-012
What types of reasons do not provide enough information to adequately explain an adverse action?
284-24A-015
When must an insurer file the insurance scoring model to comply with the law?
284-24A-020
Filing an insurance scoring model
284-24A-025
Filings by insurance scoring model vendors
284-24A-030
Confidentiality of insurance scoring models
284-24A-032
Under RCW 48.19.035 (2)(b) what does "eligibility rules or guidelines" mean?
284-24A-033
How will an insurer or a group of affiliated insurers know its eligibility rules or guidelines will be withheld from public inspection?
284-24A-035
What will the commissioner do with the insurance scoring model after he or she receives it?
284-24A-040
What action will the commissioner take if a model does not comply with Washington law?
284-24A-045
If an insurer uses credit history or insurance scores to segment personal insurance business for rating purposes, how can the insurer show that its rating plan results in premium rates that are not excessive, inadequate, or unfairly discriminatory?
284-24A-050
What types of information must an insurer include in a multivariate analysis?
284-24A-055
Should an insurer submit actuarial data based on demographic factors with an insurance scoring model or with a rate filing?
284-24A-065
Questions and answers