Under the long-term care (LTC) partnership program, people who purchase qualified long-term care partnership insurance policies can apply for long-term care medicaid under special rules for determining financial eligibility. These special rules generally allow the person to protect assets up to the insurance benefits received from a partnership policy so that such assets will not be taken into account in determining financial eligibility for long-term care medicaid and will not subsequently be subject to estate recovery for medicaid and long-term care services paid. The Washington long-term care partnership program is effective on December 1, 2011.

The following rules govern long-term care eligibility under the long-term care partnership program:

1. (1) WAC 182-513-1405 Definitions.
2. (2) WAC 182-513-1410 LTC partnership policy qualifications.
3. (3) WAC 182-513-1415 Assets that can't be protected under the LTC partnership provisions.
4. (4) WAC 182-513-1420 Eligibility for asset protection under a partnership policy.
5. (5) WAC 182-513-1425 Not qualifying for LTC medicaid if an LTC partnership policy is in pay status.
6. (6) WAC 182-513-1430 Change of circumstances that must be reported when there is an LTC partnership policy paying a portion of care.
7. (7) WAC 182-513-1435 When Washington recognizes an LTC partnership policy purchased in another state.
8. (8) WAC 182-513-1440 Determining how many assets can be protected.
9. (9) WAC 182-513-1445 Designating a protected asset and required proof.
10. (10) WAC 182-513-1450 How the transfer of assets affects LTC partnership and medicaid eligibility.
11. (11) WAC 182-513-1455 Protected assets under an LTC partnership policy after death.

[Statutory Authority: RCW 41.05.021, 41.05.160, P.L. 111-148, 42 C.F.R. §§ 431, 435, and 457, and 45 C.F.R. § 155. WSR 17-03-116, § 182-513-1400, filed 1/17/17, effective 2/17/17. WSR 13-01-017, recodified as WAC 182-513-1400, filed 12/7/12, effective 1/1/13. Statutory Authority: RCW 74.04.050, 74.04.057, 74.08.090, 74.09.500, 74.09.530, section 6014 of the Deficit Reduction Act of 2005, WAC 284-83-140, 284-83-400, 284-83-405, 284-83-410, 284-83-415, 284-83-420, and chapter 48.83 RCW. WSR 11-23-106, § 388-513-1400, filed 11/18/11, effective 12/19/11.]