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Wash. Rev. Code ch. 63.14 – Retail installment sales of goods and services. | Midpage
Collections
Revised Code of Washington
Title 63
Chapter 63.14
Wash. Rev. Code ch. 63.14
Retail installment sales of goods and services.
63.14.010
Definitions.
63.14.020
Retail installment contracts—Number of documents—Promissory notes—Date—Signatures—Completion—Type size.
63.14.030
Retail installment contracts—Delivery to buyer of copy—Acknowledgment of delivery.
63.14.040
Retail installment contracts—Contents.
63.14.043
Retail installment contracts—Purchase of motor vehicle—Secondary products.
63.14.050
Retail installment contracts—Multiple documents permissible where original applies to purchases from time to time.
63.14.060
Retail installment contracts—Mail orders based on catalog or other printed solicitation.
63.14.070
Retail installment contracts—Seller not to obtain buyer's signature when essential blank spaces not filled—Exceptions.
63.14.080
Retail installment contracts—Prepayment in full of unpaid time balance—Refund of unearned service charge—"Rule of seventy-eighths."
63.14.090
Retail installment contracts, retail charge agreements, and lender credit card agreements—Delinquency or collection charges—Attorney's fees, court costs—Other provisions not inconsistent with chapter are permissible.
63.14.100
Receipt for cash payment—Retail installment contracts, statement of payment schedule and total amount unpaid.
63.14.110
Consolidation of subsequent purchases with previous contract.
63.14.120
Retail charge agreements and lender credit card agreements—Information to be furnished by seller.
63.14.123
Restrictions on electronically printed credit and debit card receipts.
63.14.125
Lender credit card agreements—Security interests prohibited.
63.14.127
Retail installment contracts—Dog or cat as security interest.
63.14.130
Retail installment contracts, retail charge agreements, and lender credit card agreements—Service charge agreed to by contract—Other fees and charges prohibited.
63.14.136
Retail installment transaction—Unconscionable—Judicial action.
63.14.140
Retail installment contracts, retail charge agreements, and lender credit card agreements—Insurance.
63.14.145
Retail installment contracts and charge agreements—Sale, transfer, or assignment.
63.14.150
Retail installment contracts, retail charge agreements, and lender credit card agreements—Agreements by buyer not to assert claim or defense or to submit to suit in another county invalid.
63.14.151
Retail installment contracts, retail charge agreements, and lender credit card agreements—Compliance with disclosure requirements of federal consumer protection act deemed compliance with chapter 63.14 RCW.
63.14.152
Declaratory judgment action to establish if service charge is excessive.
63.14.154
Cancellation of transaction by buyer—Procedure.
63.14.156
Extension or deferment of payments—Agreement, charges.
63.14.158
Refinancing agreements—Costs—Contents.
63.14.159
New payment schedule—When authorized.
63.14.160
Conduct or agreement of buyer does not waive remedies.
63.14.165
Financial institution credit card agreement not subject to chapter 63.14 RCW, but subject to chapter 19.52 RCW.
63.14.167
Lender credit card agreements and financial institution credit card agreements—Credit to account for returned goods or forgiveness of a debit for services—Statement of credit to card issuer—Notice to cardholder.
63.14.170
Violations—Penalties.
63.14.175
Violations—Remedies.
63.14.180
Noncomplying person barred from recovery of service charge, etc.—Remedy of buyer—Extent of recovery.
63.14.190
Restraint of violations.
63.14.200
Assurance of discontinuance of unlawful practices.
63.14.210
Violation of order or injunction—Penalty.
63.14.220
Retail installment transaction for purchase of a dog or cat—Prohibition.
63.14.903
Application, saving—1981 c 77.
63.14.910
Saving—1963 c 236.
63.14.920
Effective date—1963 c 236.
63.14.921
Effective date—Saving—1967 c 234.
63.14.922
Effective date—1993 sp.s. c 5.
63.14.924
Application—1995 c 249.
63.14.925
Savings—1995 c 249.
63.14.926
Effective date—1995 c 249.