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Revised Code of Washington
Title 19
Chapter 19.146
Wash. Rev. Code ch. 19.146
Mortgage broker practices act.
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19.146.005
Findings and declaration.
19.146.010
Definitions.
19.146.020
Exemptions from chapter.
19.146.0201
Loan originator, mortgage broker—Prohibitions—Requirements.
19.146.030
Written disclosure of fees and costs—Rules—Contents—Lock-in agreement terms—Excess fees limited.
19.146.040
Written contract required—Contract entered by loan originator binding on mortgage broker—Written loan broker agreement required.
19.146.050
Moneys for third-party provider services deemed in trust—Deposit of moneys in trust account—Use of trust account—Rules—Tax treatment.
19.146.060
Accounting requirements.
19.146.070
Fee, commission, or compensation—When permitted.
19.146.080
Borrowers unable to obtain loans—Mortgage broker to provide copies of certain documents—Conditions—Exceptions.
19.146.085
Duties—Generally.
19.146.095
Fiduciary duties.
19.146.100
Violations of chapter—Application of consumer protection act.
19.146.103
Financial interest in a mortgage broker—Prohibited practices.
19.146.110
Criminal penalty.
19.146.200
Mortgage broker or loan originator—License required—Suit or action for collection of compensation—Designated broker required.
19.146.205
License—Application—Applicant to furnish information establishing identity—Background check—Fee—Bond or alternative.
19.146.210
License—Requirements for issuance—Denial—Validity—Surrender—Interim license—Rules.
19.146.215
Continuing education—Rules.
19.146.218
Informal settlement of complaints or enforcement actions—Director's discretion.
19.146.220
Director—Powers and duties—Violations as separate violations—Rules.
19.146.221
Action by director—Hearing—Sanction.
19.146.223
Director—Administration and interpretation.
19.146.225
Director—Rule-making powers.
19.146.226
Director—Licensing rules and interim procedures.
19.146.227
Cease and desist order—Action to enjoin and enforce.
19.146.228
Fees—Exception.
19.146.230
Administrative procedure act application.
19.146.233
Subpoena authority—Application—Contents—Notice—Fees.
19.146.235
Director's authority to conduct investigations and examinations—Rules—Penalty.
19.146.237
Director—Powers under chapter 19.144 RCW.
19.146.240
Violations—Claims against bond or alternative.
19.146.245
Violations—Liability.
19.146.250
Authority restricted to person named in license—Exceptions.
19.146.260
Registered agent for brokers without physical office in state—Venue.
19.146.265
Branch offices—Fee—Licenses—Rules.
19.146.300
Loan originator license—Application—Applicant to furnish information establishing identification—Background check—Fees—Rules.
19.146.310
Loan originator license—Requirements for issuance—Denial—Validity—Expiration—Surrender—Interim license.
19.146.320
Loan originator license—Not assignable.
19.146.325
Loan originator license—Test.
19.146.340
Loan originator applicants.
19.146.350
Loan originators—Continuing education—Requirements.
19.146.353
Residential mortgage loan modification services—Written fee agreement—Limitation on fees—Rules.
19.146.355
Third-party residential mortgage loan modification services providers—Duties—Restrictions.
19.146.357
Mortgage loan originator—License required—Nationwide mortgage licensing system and registry.
19.146.360
Director's duty—Process to challenge information—Nationwide mortgage licensing system and registry.
19.146.370
Disclosure of information—Privilege—Confidentiality—Exceptions.
19.146.380
Director's authority to contract—Records and fees.
19.146.390
Mortgage brokers—Call reports—Licensing system and registry.
19.146.400
Director's authority—Violation and enforcement reporting.
19.146.900
Short title.
19.146.903
Effective dates—1994 c 33.
19.146.904
Implementation of act—2006 c 19.
19.146.905
Effective date—2006 c 19.