1. A. Insurers shall include the following statutory conditions:

   1. 1. The nuclear clause set forth in § 38.2-2102 of the Code of Virginia.

   2. 2. The conditions set forth in § 38.2-2104 of the Code of Virginia:

      1. a. Assignment of the policy.
      2. b. The time that coverage begins and ends.

   3. 3. The conditions set forth in § 38.2-2105 of the Code of Virginia:

      1. a. Abandonment.
      2. b. Appraisal.
      3. c. Mortgagee interests and obligations.
      4. d. Pro rata liability.
      5. e. Requirements in case loss occurs.
      6. f. Suit.
      7. g. When loss payable.

2. B. Insurers may include any of the following conditions:

   1. 1. The insured shall notify the police when loss is by theft.
   2. 2. A bailee for hire shall not benefit under the policy.

Statutory Authority

§§ 12.1-13, 38.2-223, and 38.2-2108 of the Code of Virginia.

Historical Notes

Derived from Virginia Register Volume 38, Issue 11, eff. January 1, 2022.