Rules Governing Minimum Standards for Medicare Supplement Policies
10Purpose.20Applicability and scope.30Definitions.40Policy definitions and terms.50Policy provisions.60Minimum benefit standards for prestandardized Medicare supplement benefits plan policies or certificates issued for delivery prior to July 30, 1992.70Benefit standards for 1990 Medicare supplement policies delivered on or after July 30, 1992 and prior to June 1, 2010.75Benefit standards for 2010 Medicare supplement policies delivered on or after June 1, 2010.80Standard plans for 1990 Medicare supplement policies delivered on or after July 30, 1992, and prior to June 1, 2010.85Standard plans for 2010 standardized Medicare supplement policies delivered on or after June 1, 2010.87Standard plans for 2020 standardized Medicare supplement policies delivered to individuals newly eligible for Medicare on or after January 1, 2020.90Medicare select policies and certificates.95Persons eligible by reason of disability.100Open enrollment ages 65 years and older.105Guaranteed issue for eligible persons.110Standards for claims payment.120Loss ratio standards and refund or credit of premium; annual filing; public hearing.130Filing and approval of policies and certificates and premium rates.140Permitted compensation arrangements.150Required disclosure provisions.160Requirements for application forms and replacement coverage.170Filing requirements for advertising.180Standards for marketing.190Appropriateness of recommended purchase and excessive insurance.200Reporting of multiple policies.210Prohibition against preexisting conditions, waiting periods, elimination periods and probationary periods in replacement policies or certificates.215Prohibition against use of genetic information and requests for genetic testing.220Severability.