Va. Code Ann. tit. 6.2, ch. 18 – Short-Term Loans | Midpage

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Code of Virginia

Chapter 18

Va. Code Ann. tit. 6.2, ch. 18

Short-Term Loans

6.2-1800Definitions 6.2-1801License requirement 6.2-1802Applicability 6.2-1803Application for license; form; content; fee 6.2-1804Bond required 6.2-1805Investigation of applications 6.2-1806Qualifications 6.2-1807Licenses; places of offices; changes 6.2-1808Acquisition of control; application 6.2-1809Retention of books, accounts, and records 6.2-1810Loan database 6.2-1811Annual report 6.2-1812Other reporting requirements 6.2-1813Investigations; examinations 6.2-1814Annual fees 6.2-1815Regulations 6.2-1816Required and prohibited business methods 6.2-1816.1Loan terms and conditions 6.2-1817Authorized fees and charges 6.2-1817.1Inflation adjustment of maximum monthly maintenance fee 6.2-1818.1Refinancing of short-term loans 6.2-1818.2Statement of balance due; repayment and refunds 6.2-1818.3Restriction on certain fees and charges 6.2-1818.4Verification of borrower's income 6.2-1819Advertising 6.2-1820Other business 6.2-1821Suspension or revocation of license 6.2-1822Cease and desist orders 6.2-1823Notice of proposed suspension or revocation 6.2-1824Civil penalties 6.2-1825Criminal penalties 6.2-1826Validity of noncompliant loan agreement; private right of action 6.2-1827Application of chapter to Internet loans 6.2-1828Authority of Attorney General; referral by Commission to Attorney General 6.2-1829Violation of the Virginia Consumer Protection Act