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Loans Secured by Lien on Real Estate | Midpage
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Code of Virginia
Title 6.2
Subtitle I
Chapter 4
Article 2
Loans Secured by Lien on Real Estate
6.2-406
Disclosure of terms of mortgage application
6.2-407
Lenders to furnish borrower with copy of appraisal
6.2-408
Priority of interest on debts secured by mortgage or deed of trust
6.2-409
Addition of unpaid interest to principal balance
6.2-410
Borrowers not to be required to employ particular professionals
6.2-411
Requirements relating to insurance
6.2-412
Insurance coverage under certain loans not to exceed replacement value of improvements
6.2-413
Obligation of lender to reimburse unused mortgage guaranty insurance premiums
6.2-414
Obligation of person maintaining escrow account to pay taxes and insurance; penalties
6.2-415
Lender not to cancel insurance policy at time of refinancing under certain circumstances
6.2-416
Certain mortgages not to prohibit further encumbrance of real property
6.2-417
Mortgage or deed of trust to contain notice that debt is subject to call or modification on conveyance of property
6.2-418
Property owner entitled to written statement of payoff amount
6.2-419
Assumption of mortgage or deed of trust; disclosure of terms; certain loans to include assumption provisions
6.2-420
Prepayment penalty not to be collected in certain circumstances
6.2-421
Certain contracts to permit prepayment; amount of prepayment penalty
6.2-422
Prepayment penalty for loan secured by home occupied by borrower
6.2-423
Prepayment of loans secured by certain subordinate mortgages or deeds of trust; rebates for unearned interest