Collections
Code of Virginia

Article 2

Loans Secured by Lien on Real Estate

6.2-406Disclosure of terms of mortgage application 6.2-407Lenders to furnish borrower with copy of appraisal 6.2-408Priority of interest on debts secured by mortgage or deed of trust 6.2-409Addition of unpaid interest to principal balance 6.2-410Borrowers not to be required to employ particular professionals 6.2-411Requirements relating to insurance 6.2-412Insurance coverage under certain loans not to exceed replacement value of improvements 6.2-413Obligation of lender to reimburse unused mortgage guaranty insurance premiums 6.2-414Obligation of person maintaining escrow account to pay taxes and insurance; penalties 6.2-415Lender not to cancel insurance policy at time of refinancing under certain circumstances 6.2-416Certain mortgages not to prohibit further encumbrance of real property 6.2-417Mortgage or deed of trust to contain notice that debt is subject to call or modification on conveyance of property 6.2-418Property owner entitled to written statement of payoff amount 6.2-419Assumption of mortgage or deed of trust; disclosure of terms; certain loans to include assumption provisions 6.2-420Prepayment penalty not to be collected in certain circumstances 6.2-421Certain contracts to permit prepayment; amount of prepayment penalty 6.2-422Prepayment penalty for loan secured by home occupied by borrower 6.2-423Prepayment of loans secured by certain subordinate mortgages or deeds of trust; rebates for unearned interest