A certificate of membership shall be invalid if:

1. 1. The certificate holder was ill at the time the certificate was procured;
2. 2. Any person concerned in the procurement of the certificate had reason to believe that the illness existed at that time;
3. 3. The illness continued to the death of the certificate holder and was a contributing cause of death;
4. 4. Health questions were not asked on the application for coverage; and
5. 5. The certificate holder died within sixty days from the date the certificate was issued.

Code 1950, § 38-153; 1952, c. 317, § 38.1-562; 1986, c. 562.