1. (1) Except as provided in Section 31A-22-618.6, for a group insurance policy offering accident and health insurance or a blanket insurance policy offering accident and health insurance, an insurer may:

   1. (a) decline to renew the policy on the date the policy term expires for a reason stated in the policy; or

   2. (b) cancel the policy at any time for:

      1. (i) nonpayment of a premium when due;
      2. (ii) intentional misrepresentation of a material fact in connection with the coverage;
      3. (iii) performance of an act or practice that constitutes fraud in connection with the coverage; or
      4. (iv) noncompliance with an employer eligibility provision.
2. (2) Except for a modification required by law, an insurer may only modify a policy at renewal.

3. (3) Subsection (2) does not apply to an endorsement by which the insurer:

   1. (a) effectuates a request the policyholder made in writing; or
   2. (b) exercises a specifically reserved right under the policy.

Enacted by Chapter 198, 2022 General Session