As used in this part:

1. (1) "Limited long-term care" means coverage:

   1. (a) for less than 12 consecutive months for each covered person;
   2. (b) on an expense-incurred, indemnity, prepaid or other basis; and
   3. (c) for one or more necessary or medically necessary diagnostic, preventative, therapeutic, rehabilitative, maintenance, or personal care services that is provided in a setting other than an acute care unit of a hospital.

2. (2)

   1. (a) "Limited long-term care insurance" means an insurance policy, endorsement, or rider that is advertised, marketed, offered, or designed to provide coverage for limited long-term care.

   2. (b) "Limited long-term care insurance" does not include an insurance policy that is offered primarily to provide:

      1. (i) basic Medicare supplement insurance coverage;
      2. (ii) basic hospital expense coverage;
      3. (iii) basic medical-surgical expense coverage;
      4. (iv) hospital confinement indemnity coverage;
      5. (v) major medical expense coverage;
      6. (vi) disability income or related asset-protection coverage;
      7. (vii) accidental only coverage;
      8. (viii) specified disease or specified accident coverage; or
      9. (ix) limited benefit health coverage.

Amended by Chapter 45, 2026 General Session