1. (1) A person may not act as a provider without registering with the division.

2. (2) To register as a provider, a person shall submit to the division a registration application:

   1. (a) in the manner the division determines; and

   2. (b) that includes:

      1. (i) a registration application fee in an amount the division determines in accordance with Section 63J-1-504;
      2. (ii) a copy of the agreement for earned wage access services the provider uses with a consumer; and
      3. (iii) any information that the division requires by rule made in accordance with Title 63G, Chapter 3, Utah Administrative Rulemaking Act.

3. (3) Each year a provider shall renew the provider's registration by submitting to the division an application for registration renewal:

   1. (a) in a manner the division determines; and

   2. (b) that includes:

      1. (i) a registration renewal application fee in an amount the division determines in accordance with Section 63J-1-504;
      2. (ii) any information the division requires by rule made in accordance with Title 63G, Chapter 3, Utah Administrative Rulemaking Act; and

      3. (iii) a designated registered agent for service of process in the state and the registered agent's:

         1. (A) name;
         2. (B) street address;
         3. (C) mailing address; and
         4. (D) telephone number.

4. (4)

   1. (a) The division shall require a provider's principal to:

      1. (i) submit a fingerprint card in a form acceptable to the division; and

      2. (ii) consent to a criminal background check by:

         1. (A) the Bureau of Criminal Identification; or
         2. (B) another state or federal agency that performs criminal background checks.

   2. (b) The provider shall pay the cost of:

      1. (i) the fingerprint card described in Subsection (4)(a)(i); and
      2. (ii) the criminal background check described in Subsection (4)(a)(ii).
5. (5) The division may grant or deny the registration application or the renewal application in accordance with Section 13-78-105.
6. (6) A provider shall update registration information within 30 days after the day on which information the provider provides on the application becomes incorrect or incomplete.
7. (7) Registration with the division does not constitute an approval or endorsement of the provider by the division or the state.

Amended by Chapter 95, 2026 General Session