1. (1)

   1. (a) A motor vehicle liability insurance policy may exclude coverage and a duty to defend or indemnify with respect to a claim arising during a motor vehicle's use as a shared vehicle, based on the motor vehicle's use as a shared vehicle.

   2. (b) Coverage that may be excluded as provided in Subsection (1) includes coverage for:

      1. (i) bodily injury or property damage suffered by a third party;
      2. (ii) a claim covered by uninsured motorist coverage described in Section 31A-22-305;
      3. (iii) a claim covered by underinsured motorist coverage described in Section 31A-22-305.5;
      4. (iv) a claim covered by personal injury protection coverage and benefits described in Section 31A-22-307;
      5. (v) a claim for medical payments;
      6. (vi) a claim for comprehensive physical damage; and
      7. (vii) a claim for collision physical damage.

2. (2) Nothing in this chapter invalidates, limits, or restricts the ability of an insurance company under other applicable law to:

   1. (a) underwrite an insurance policy; or
   2. (b) cancel or fail to renew an insurance policy.
3. (3) Nothing in this chapter invalidates or limits a provision in a motor vehicle liability insurance policy, including any insurance policy in use or approved for use, that excludes coverage for a motor vehicle made available for rent, sharing, hire, or any business use.

Enacted by Chapter 361, 2023 General Session