1. (1) The following disclosure shall be on the first page of a contract at the top of the page in no smaller than 12-point boldface type: "YOU DO NOT HAVE TO ENTER INTO THIS CONTRACT TO MAKE A CLAIM FOR LOSS OR DAMAGE ON A POLICY OF INSURANCE. YOU WILL BE CHARGED A FEE FOR THE PUBLIC ADJUSTER'S SERVICES."

2. (2) A contract shall include a separate page that contains the following statements.

   1. (a) The public adjuster you hire may not be paid to repair your damaged property, nor may the public adjuster receive a finder's fee from, or have a financial interest in, the company that does the repair work.
   2. (b) A public adjuster may not act on behalf of an attorney by having you sign an attorney representation agreement.
   3. (c) A public adjuster may not require you to sign a power of attorney.
   4. (d) A public adjuster may not require you to refuse to cooperate with your insurer to settle your claim.
   5. (e) You may contact the Utah Insurance Department to verify that the public adjuster is licensed to do business in Utah, what your rights are as a consumer, or for information about filing a complaint, by calling 801-957-9305 or toll free at 800-439-3805, or by visiting the department's website, https://insurance.utah.gov.
   6. (f) A public adjuster may not offer to pay an insured's deductible.
   7. (g) A public adjuster may not assert that the insurer will waive the insured's deductible.

   8. (h) A public adjuster may not offer to conduct a free inspection of property other than property that is the subject of an insured's claim;

      1. (i) After being hired, a public adjuster may not sell you home repair, disaster clean up, or appraising services.
   9. (j) If the contract is rescinded, the public adjuster must return anything of value to the claimant within 15 days.

3. (3) Immediately below the statements in Subsection (2), the following shall be set forth:

   1. (a) the statement: "I acknowledge that I have read and understand the statements listed above"; and
   2. (b) a date line and signature line for the insured.

KEY: insurance, public adjusters

Date of Last Change: June 23, 2026

Notice of Continuation: August 22, 2022

Authorizing, and Implemented or Interpreted Law: 31A-26-401; 31A-26-403