1. (1)(a) A filing shall be accurate, consistent, complete, and contain all required documents.

   1. (b) The commissioner may request additional information, as necessary.
2. (2) A filer is responsible for assuring that a filing is compliant.
3. (3) A filing that is not submitted correctly will be rejected and returned to the filer.

4. (4) A rejected filing:

   1. (a) is not considered filed;
   2. (b) shall not be used;
   3. (c) shall be submitted as a new filing; and
   4. (d) may not be reopened for purposes of resubmission.
5. (5) A prior filing will not be researched to determine the purpose of the current filing.

6. (6) The department does not review every filing.

   1. (a) A filing may be reviewed:

      1. (i) when submitted;
      2. (ii) when a complaint is received;
      3. (iii) during a regulatory examination or investigation; or
      4. (iv) when the commissioner considers a review necessary.

   2. (b) If a filing is reviewed and is found not complaint, the commissioner:

      1. (i) shall issue a filing objection letter or an order to prohibit use; and
      2. (ii) may require an insurer to disclose deficiencies in a form or rating practice to each affected consumer.

7. (7)(a) A correction to a filing in a review status may be made at any time.

   1. (b) A correction to a filing in a closed status:

      1. (i) may not be made;
      2. (ii) requires a new filing; and
      3. (iii) shall reference the original filing in the filing description of the new filing.

8. (8) A response to a filing objection letter shall include:

   1. (a) an explanation identifying each change;
   2. (b) an underline and strikeout version of each revised document; and
   3. (c) a final version of each revised document incorporating all changes.

9. (9)(a) An order to prohibit use becomes final 15 days after the date of the order.

   1. (b) Use of a filing shall be discontinued no later than the date specified in the order.
   2. (c) To contest an order to prohibit use, a written request for a hearing shall be submitted no later than 15 days after the date of the order.
   3. (d) A new filing is required if the filer chooses to make the requested changes addressed in the filing objection letter, and shall reference the previously prohibited filing.
10. (10) A filer shall notify the department when withdrawing a previously filed form.
11. (11) A filing that is withdrawn may not be used.

KEY: insurance, public adjusters

Date of Last Change: June 23, 2026

Notice of Continuation: August 22, 2022

Authorizing, and Implemented or Interpreted Law: 31A-26-401; 31A-26-403