1. (1) A person shall have the following to act as a navigator:

   1. (a)(i) an active navigator license issued under Chapter 31A-23b, Navigator License Act, or

      1. (ii) an active producer license issued under Chapter 31A-23a, Insurance Marketing - Licensing Producers, Consultants, and Reinsurance Intermediaries, with an accident and health line of authority; and

   2. (b)(i) a surety bond not less than $50,000 to cover the legal liability of the navigator as the result of an erroneous act or failure to act in the navigator's capacity as a navigator, as applicable; or

      1. (ii) legal liability errors and omissions insurance coverage not less than $250,000 per claim and $500,000 annual aggregate limit, as applicable.
2. (2) A professional liability coverage plan is a form of errors and omissions insurance coverage.
3. (3) A navigator whose license is inactive may not act as a navigator from the date the active license is inactivated until the date the inactive license is reactivated.

4. (4) A navigator license includes the following lines of authority:

   1. (a) navigator; and
   2. (b) certified application counselor.

KEY: insurance licensing requirements

Date of Last Change: April 7, 2023

Notice of Continuation: June 10, 2024

Authorizing, and Implemented or Interpreted Law: 31A-2-201; 31A-23a-102; 31A-23a-111; 31A-23a-115; 31A-23a-203.5; 31A-23a-302; 31A-23b-102; 31A-23b-205; 31A-23b-207; 31A-23b-209; 31A-23b-401; 31A-25-201; 31A-25-208; 31A-26-207; 31A-26-210; 31A-26-213; 31A-35-104; 31A-35-301; 31A-35-401; 31A-35-406