(1)(a) A notice of loss to an insurer, if required, is considered timely if made according to the terms of the policy, this rule, and Section 31A-21-312.
- (b) A notice of loss may be given to an insurer or an authorized agent.
- (c) A notice of loss requirement may be waived by an authorized agent.
- (d) The general business practice of an insurer when accepting a notice of loss shall be consistent for all policyholders.
- (e) Within 15 days of receiving a notice of loss from a claimant, an insurer shall provide necessary claim forms, instructions, and reasonable assistance so the claimant can properly comply with the insurer's requirements for filing a claim.
(2)(a) A proof of loss to an insurer is considered timely if made according to the terms of the policy, this rule, and Section 31A-21-312.
- (b) A proof of loss requirement may not be unreasonable and shall consider the circumstances surrounding a given claim.
KEY: insurance law
Date of Last Change: August 22, 2023
Notice of Continuation: April 3, 2024
Authorizing, and Implemented or Interpreted Law: 31A-2-201; 31A-2-204; 31A-2-308; 31A-21-312; 31A-22-428; 31A-26-301; 31A-26-303