1. (1)(a) An insurer or rate service organization is exempt from the rate filing requirements of Section 31A-19a-203 for commercial aviation insurance.

   1. (b) This rule does not exempt an insurer or rate service organization from the rate standards of Section 31A-19a-201.

2. (2)(a) An insurer or rate service organization is exempt from the form filing requirements of Section 31A-21-201 for commercial aviation insurance.

   1. (b) This rule does not permit an insurer or rate service organizations to issue a contract that does not conform to Section 31A-22-101.

3. (3) Each insurer shall maintain fully documented underwriting files that must be made available to the commissioner upon request and must show that:

   1. (a) rates are not excessive, inadequate, or unfairly discriminatory; and
   2. (b) contracts are not inequitable, unfairly discriminatory, misleading, deceptive, obscure, encourage misrepresentation, or otherwise in violation of Utah law.

KEY: insurance

Date of Last Change: November 22, 2021

Notice of Continuation: February 6, 2026

Authorizing, and Implemented or Interpreted Law: 31A-2-201; 31A-19a-103; 31A-21-101