Credit Transactions | Midpage

Collections
United States Code

Part B

Credit Transactions

1631Disclosure requirements 1632Form of disclosure; additional information 1633Exemption for State-regulated transactions 1634Effect of subsequent occurrence 1635Right of rescission as to certain transactions 1637Open end consumer credit plans 1637aDisclosure requirements for open end consumer credit plans secured by consumer’s principal dwelling 1638Transactions other than under an open end credit plan 1638aReset of hybrid adjustable rate mortgages 1639Requirements for certain mortgages 1639aDuty of servicers of residential mortgages 1639bResidential mortgage loan origination 1639cMinimum standards for residential mortgage loans 1639dEscrow or impound accounts relating to certain consumer credit transactions 1639eAppraisal independence requirements 1639fRequirements for prompt crediting of home loan payments 1639gRequests for payoff amounts of home loan 1639hProperty appraisal requirements 1640Civil liability 1641Liability of assignees 1642Issuance of credit cards 1643Liability of holder of credit card 1644Fraudulent use of credit cards; penalties 1645Business credit cards; limits on liability of employees 1646Dissemination of annual percentage rates; implementation, etc.1647Home equity plans 1648Reverse mortgages 1649Certain limitations on liability 1650Preventing unfair and deceptive private educational lending practices and eliminating conflicts of interest 1651Procedure for timely settlement of estates of decedent obligors