Mortgage Insurance | Midpage1707Definitions1708Federal Housing Administration operations1709Insurance of mortgages1709–1aState constitutional and legal limits upon interest chargeable on loans, mortgages, or other interim financing arrangements; applicability; covered arrangements1709–2Equity skimming; penalty; persons liable; one dwelling exemption1709aDetermination of loan-to-value ratios1710Payment of insurance1711General Surplus and Participating Reserve Accounts1712Investment of funds1712aIndexing of FHA multifamily housing loan limits1713Rental housing insurance1714Taxation1715Statistical and economic surveys1715bRules and regulations1715cLabor standards1715dInsurance of mortgages on property in Alaska, Guam, Hawaii, and Virgin Islands1715eCooperative housing insurance1715fProcess of applications and issuance of commitments1715gInsurance of mortgage where mortgagor is not occupant of property1715kRehabilitation and neighborhood conservation housing insurance1715lHousing for moderate income and displaced families1715nMiscellaneous mortgage insurance1715oInterest rate on debentures; method of establishment1715pInsurance of advances under open-end mortgages; payment of charges; eligibility and conditions1715qDelivery of statement of appraisal or estimates to home buyers1715rRequirement of builder’s cost certification; definitions1715sTreatment of mortgages covering tax credit projects1715tVoluntary termination of insurance1715uAuthority to assist mortgagors in default1715vInsurance of mortgages for housing for elderly persons1715wMortgage insurance for nursing homes, intermediate care facilities, and board and care homes1715xExperimental housing insurance1715yMortgage insurance for condominiums1715zHomeownership or membership in cooperative association for lower income families1715z–1Rental and cooperative housing for lower income families1715z–1aAssistance for troubled multifamily housing projects1715z–1bTenant participation in multifamily housing projects1715z–1cRegulation of rents in insured projects1715z–3Special Risk Insurance Fund1715z–4Modifications in terms of mortgages covering multifamily projects; requests for extensions to cure defaults or for modification of mortgage terms; regulations1715z–4aDouble damages remedy for unauthorized use of multifamily housing project assets and income1715z–5Purchase of fee simple title from lessors1715z–6Supplemental loans for multifamily projects1715z–7Mortgage insurance for hospitals1715z–8Mortgage assistance payments for middle-income families1715z–9Co-insurance of eligible mortgage, advance, or loan1715z–11Sale to cooperatives of multifamily housing projects acquired by Secretary; acceptance of purchase money mortgage for sale or insurance of mortgage; principal amount of mortgage; expenditures for repairs, etc., prior to sale1715z–11aDisposition of HUD-owned properties1715z–12Single-family mortgage insurance on Hawaiian home lands1715z–13Single family mortgage insurance on Indian reservations1715z–13aLoan guarantees for Indian housing1715z–13bLoan guarantees for Native Hawaiian housing1715z–14Risk-sharing demonstration1715z–15Limitation on prepayment of mortgages on multifamily rental housing1715z–16Adjustable rate single family mortgages1715z–17Shared appreciation mortgages for single family housing1715z–18Shared appreciation mortgages for multifamily housing1715z–19Equity skimming penalty1715z–20Insurance of home equity conversion mortgages for elderly homeowners1715z–21Delegation of insuring authority to direct endorsement mortgagees1715z–22Multifamily mortgage credit programs1715z–22aDefinitions1715z–23HOPE for Homeowners Program1715z–24Pilot program for automated process for borrowers without sufficient credit history1715z–25Mortgage modification data collecting and reporting