This chapter may be cited as the “Home Owners’ Loan Act.”

(June 13, 1933, ch. 64, § 1 (part), 48 Stat. 128; Pub. L. 101–73, title III, § 301, Aug. 9, 1989, 103 Stat. 277.)

Editorial Notes

Codification

Section is comprised of the first sentence of section 1 of act June 13, 1933. The remainder of section 1 of the Act included a table of contents for the Act.

Amendments

1989—Pub. L. 101–73 amended section generally, striking out “of 1933” after “Act”.

Statutory Notes and Related Subsidiaries

Effective Date of 1989 Amendment

Pub. L. 101–73, title III, § 305(c), Aug. 9, 1989, 103 Stat. 352, provided that:

“The amendments made by section 301 [amending this chapter] relating to civil penalties shall apply with respect to violations committed and activities engaged in after the date of the enactment of this Act [Aug. 9, 1989], except that the increased maximum civil penalties of $5,000 and $25,000 per violation or per day may apply to such violations or activities committed or engaged in before such date with respect to an institution if such violations or activities—

1. “(1) are not already subject to a notice issued by the appropriate Federal banking agency or the Board (initiating an administrative proceeding); and
2. “(2) occurred after the completion of the last report of examination of the institution by the appropriate Federal banking agency (as defined in section 3 of the Federal Deposit Insurance Act [12 U.S.C. 1813]) occurring before the date of the enactment of this Act.”

Short Title of 1998 Amendment

Pub. L. 105–164, § 1, Mar. 20, 1998, 112 Stat. 32, provided that:

“This Act [enacting

section 1786a of this title, amending sections 1464 and 1818 of this title, and enacting provisions set out as a note under

section 1811 of this title] may be cited as the ‘Examination Parity and Year 2000 Readiness for Financial Institutions Act’.”

Short Title of 1991 Amendment

Pub. L. 102–242, title IV, § 436, Dec. 19, 1991, 105 Stat. 2381, provided that:

“This subtitle [subtitle G (§§ 436–441) of title IV of

Pub. L. 102–242, amending sections 1464 and 1467a of this title] may be cited as the ‘Qualified Thrift Lender Reform Act of 1991’.”

Short Title of 1982 Amendment

Pub. L. 97–320, title III, § 301, Oct. 15, 1982, 96 Stat. 1496, provided that:

“This title [enacting

section 1701j–3 of this title, amending sections 1425a, 1426, 1428a, 1430, 1464, 1725, 1730a, 1841, and 3503 of this title, enacting provisions set out as a note under

section 3503 of this title, and repealing provisions set out as a note under

section 461 of this title] may be cited as the ‘Thrift Institutions Restructuring Act’.”