1. (a) An insurer authorized to write property and casualty insurance in this state may offer and issue insurance coverage for a loss suffered by a policyholder as a result of the policyholders' being a victim of identity theft or attempted identity theft.

2. (b) Coverage authorized by Subsection (a) may be:

   1. (1) offered as a separate insurance policy or as a rider or endorsement to:

      1. (A) a residential and commercial property insurance policy; or
      2. (B) a personal or commercial casualty insurance policy; and
   2. (2) underwritten and issued as an individual or group insurance policy.

Added by Acts 2005, 79th Leg., Ch. 102 (S.B. 99), Sec. 3, eff. September 1, 2005.